Only this year I realised the difference between adverse selection and moral hazards
Luckily it never cost me any marks
Feel like the ubi incentives only loosely fit the definition but I’ve definitely heard ppl refer to it as moral hazard
All Westbrook does is jog and pass man he’s finished.
Nah who is this

Father time undefeated
Crazy how I’ve been tellling you this for years
Father time undefeated
32 isnt father time lol he's just trash
Crazy how I’ve been tellling you this for years
yeah uve been wrong for years lol it just happened
Chris evans tweet’s on the sitch are like the bare minimum to get likes and retweet’s lol
32 isnt father time lol he's just trash
Different game styles age differently lol