??

I budget well so I can spend willy nilly

I budget. I am trying to own my own house.

I SPEND EVERYTHING ON AMC AND GME NIGGA IM GONNA A HUNDRED TRILLION BILLIONAIRE

DUFFLE BAG BOI

Good at saving and ball out on occasion

im a trick

I’m Willy nilly and it’s detrimental , need to stop now

I create a budget template in excel and extrapolate for the entire year based on past data + my spending habits.

I mostly underspend each month on my discretionary spending so once in a while I’ll ‘ball out’ on a big purchase but my annual expenses are still well on track.

Yea i don't believe in savings

extrapolate might be too much word for ktt

You don’t believe in retiring

Wait serious? Please teach me your ways bro

bit of both

I'm sorry, English is my third language. I am trying to own a house.

No more rent only mortgage

That's one of the things Animal Crossing taught me, word to Tom Nook.

the clb heart detail is top teir

Both

i do both

i budget well so i put savings away every pay check but i also buy whatever i want

i have a general budget i stick to with some wiggle room