Jul 25, 2022Sallie Mae, banks etc.
How that go for u ?
Jul 25, 2022·1 replyIt’s great if you don’t bullshit yourself
Jul 25, 2022Never. Dame Dash wouldn't approve of this.
Jul 25, 2022Only taken out 2 loans:
One was for 1500 to build credit.
One was for school.
My theory now is: don't take out a loan over 5k ever in your life or just be in debt for decades
Jul 25, 2022·1 replyI've consolidated credit card debt with a loan to get a better APR and boost my credit score, but not just to have money, no.
- Jul 25, 2022
I borrow money from my mom
Jul 25, 2022·1 replyI regret not saving more and using private loans so much, idk how I'll ever escape it lol
- Jul 25, 2022·1 replyBlue Genes
I regret not saving more and using private loans so much, idk how I'll ever escape it lol
It’s whooping your ass rn?
- Jul 25, 2022Noir
I've consolidated credit card debt with a loan to get a better APR and boost my credit score, but not just to have money, no.
Yeah that’s the only reason I was told to use credit pretty much
- Jul 25, 2022·1 replygamebreaker
It’s whooping your ass rn?
I mean I have a good paying job and its not like its destroying my life. But these loan are inherently predatory and designed to make it extremely hard to pay off. There no bankruptcy or forgiveness options, so it can become a disaster quickly if you're not smart about your finances and employment.
Basically at this point doing everything I can to get down these private loans and praying to god they forgive the federal loans so that I hopefully won't be in debt until I'm 45 (currently early 20's)
edit: didn't realize the question. Mine was all in reference to school loans - I think a mortgage or car payment is more feasible. But be careful with the car one for sure and maybe explore leasing options instead (in case it'll save you money in the long run)
plants 🌻Jul 25, 2022very risky play
Jul 26, 2022Took out 6k privately a couple years ago to fix up my home
Been paying $200/mo for a couple years and will be paid off by end of this year
Loan was for 6k and paid back 7.5k
- Jul 26, 2022internet buddy
It’s great if you don’t bullshit yourself
....
I sing a lot more J cole sallie mae lyrics now than before
- Jul 26, 2022·1 replyBlue Genes
I mean I have a good paying job and its not like its destroying my life. But these loan are inherently predatory and designed to make it extremely hard to pay off. There no bankruptcy or forgiveness options, so it can become a disaster quickly if you're not smart about your finances and employment.
Basically at this point doing everything I can to get down these private loans and praying to god they forgive the federal loans so that I hopefully won't be in debt until I'm 45 (currently early 20's)
edit: didn't realize the question. Mine was all in reference to school loans - I think a mortgage or car payment is more feasible. But be careful with the car one for sure and maybe explore leasing options instead (in case it'll save you money in the long run)
i feel you bruv. School loans are a killer
Biden's fake ass didn't even come thru with 10-15k forgiveness.
A lot of the better private loans w/ good rates I cant qualify for because as im building up a pathway for my career (grad school) Im not making much side $$$ money. I stopped applying to them s***s after all the rejections and just took the $ where i could get it.
- Jul 26, 2022paQlBQ
i feel you bruv. School loans are a killer
Biden's fake ass didn't even come thru with 10-15k forgiveness.
A lot of the better private loans w/ good rates I cant qualify for because as im building up a pathway for my career (grad school) Im not making much side $$$ money. I stopped applying to them s***s after all the rejections and just took the $ where i could get it.
we in this together
best of luck