say sike rn

Dk the worthiness of these things like are they being done by a 3rd party a***yst system or the central bank themselves or whichever is the equivalent on y'all side

Also the score don't take into consideration of your net income and asset, you could have a max score but if you don't earn like all that banks still won't easily approve your loan, it's still get your money up out here

They should start teaching people about credit in Jr/sr year in high school tbh. So many adults don’t know about credit because they weren’t taught about it. There’s literally people who think credit is this unlimited source of money you won’t have to pay back 🥴

only if you keep a balance which you should never do, spend small amounts and pay it off every month. having a balance is a slippery slope

Credit cards help a lot. I’ve been making on time payments and my score went up 20 points.

Idk my score tbh, but assume it’s alright

800? I'm still trying to get to 700, it's moving so slow.

Capital one platinum card, they approved me when I was in the 500s.

I'm jealous