https://www.thebalance.com/thmb/T7aTgYvTRfglPtW9C2TZFJSeSZQ=/950x0/filters:format(webp)/the-50-30-20-rule-of-thumb-453922-final-5b61ec23c9e77c007be919e1-5ecfc51b09864e289b0ee3fa0d52422f.png
^^^
Following 50/30/20 rule with an actual spreadsheet for the past few years. My savings has gone up.
Was at 25% annual savings in 2018, 35% annual savings in 2019, and right now I'm at 40% annual savings for 2020.
Only spend money on food and rent
think about how much you spend on rent, utilities, food, etc in a month and put it in a spreadsheet. use it as a template and after factoring in your income on a copy, if u have any leftover then it's up to you what to do with it (spend, save, invest, etc.)
I'd say start with your necessities and the questions that come with it.
Food
Job
Transportation
Selfcare
If you can’t buy what you want 10 times you shouldn’t f***ing buy it
nonsense
don't ask me
as soon as its there. its gone
Same lmaooo I f***ing suck at saving money
100$/mo for transit pass (sold my car), 100$/mo for my cellphone plan, 150$/mo on kush, about 100$/mo on sips
I just keep it real with myself and budget according to what I know I'll spend money on. Just look into your transactions from the last month and you'll notice a pattern in your spendings
100$/mo for transit pass (sold my car), 100$/mo for my cellphone plan, 150$/mo on kush, about 100$/mo on sips
I just keep it real with myself and budget according to what I know I'll spend money on. Just look into your transactions from the last month and you'll notice a pattern in your spendings
You pay 100$ a month for your phone plan?