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  • Apr 13, 2020

    Drop a little knowledge

  • Apr 13, 2020
    ·
    2 replies

    don't ask me

    as soon as its there. its gone

  • Nigga I’m living fast and I’m prolly gonna die young

  • Apr 13, 2020

    Save more than you spend?

    I mean cmon man it’s not that hard it’s all about priorities

  • Apr 13, 2020
    IKARUS2020

    don't ask me

    as soon as its there. its gone

    this

  • Apr 13, 2020

    I don't

    Because a big savings account is useless to a dead man

  • Apr 13, 2020
    shane

    https://www.thebalance.com/thmb/T7aTgYvTRfglPtW9C2TZFJSeSZQ=/950x0/filters:format(webp)/the-50-30-20-rule-of-thumb-453922-final-5b61ec23c9e77c007be919e1-5ecfc51b09864e289b0ee3fa0d52422f.png

    ^^^

    Following 50/30/20 rule with an actual spreadsheet for the past few years. My savings has gone up.

    Was at 25% annual savings in 2018, 35% annual savings in 2019, and right now I'm at 40% annual savings for 2020.

  • rano 🇧🇷
    Apr 13, 2020
    ·
    1 reply

    Only spend money on food and rent

  • Apr 13, 2020
    ·
    2 replies

  • Apr 13, 2020
    3Dots

  • Apr 13, 2020

    think about how much you spend on rent, utilities, food, etc in a month and put it in a spreadsheet. use it as a template and after factoring in your income on a copy, if u have any leftover then it's up to you what to do with it (spend, save, invest, etc.)

  • I'd say start with your necessities and the questions that come with it.

    Food

    Job

    Transportation

    Selfcare

  • Apr 13, 2020
    ·
    1 reply

    If you can’t buy what you want 10 times you shouldn’t f***ing buy it

  • Apr 13, 2020
    ·
    1 reply
    dawg

    If you can’t buy what you want 10 times you shouldn’t f***ing buy it

    nonsense

  • Apr 13, 2020
    shane

    nonsense

    That’s that stingy mindset

  • Apr 13, 2020
    IKARUS2020

    don't ask me

    as soon as its there. its gone

    Same lmaooo I f***ing suck at saving money

  • Apr 13, 2020

    Spreadsheet, any excess I'll add to savings pot

  • Apr 14, 2020
    ·
    1 reply

    100$/mo for transit pass (sold my car), 100$/mo for my cellphone plan, 150$/mo on kush, about 100$/mo on sips

    I just keep it real with myself and budget according to what I know I'll spend money on. Just look into your transactions from the last month and you'll notice a pattern in your spendings

  • Apr 14, 2020
    ·
    1 reply
    mishka

    100$/mo for transit pass (sold my car), 100$/mo for my cellphone plan, 150$/mo on kush, about 100$/mo on sips

    I just keep it real with myself and budget according to what I know I'll spend money on. Just look into your transactions from the last month and you'll notice a pattern in your spendings

    You pay 100$ a month for your phone plan?

  • Apr 14, 2020

    Percentages man , divide your s*** up and don’t go past that

  • Live within my means and save like hell

  • Apr 14, 2020

    I've been using Mint for like 10 years.

  • Apr 14, 2020
    rano

    Only spend money on food and rent

    you dont buy clothes, d****, alcohol?

  • Apr 14, 2020
    KURCOBANE

    You pay 100$ a month for your phone plan?

    it's really 75$ + 25$ towards the phone itself but yea man