First thought shouldn't be how to spend it but how to make more
Naw f*** that hit the club OP
How old are you? This is very relevant
Does it increase your net worth significantly?
Also relevant
Is your overhead high or low?
Credit decent to great?
I help people with their finances daily, thanks
I'm 26
I have about 10k to my name right now and no assets
Over head is pretty low. I only need to use about 3k of 36k the rest I can save or invest. my current job is enough to pay most of my expenses.
My credit is in the high 700s. Don't steal my identity
pay down debt.
max your IRA for 2019 & 2020 (put it in something safe like the growth fund of america).
invest in any ambition you may have. if you ever wanted to start a business or go to school or anything of that nature use this to fuel that.
Maybe I'll go to graduate school with it but a lot of people told me it's a waste of money
i wish there was a safe place to talk about investments without someone trying to f*** you over. For example if op came in contact with a massive amount of money (which he seems to not talk about in detail, but that's neither here nor there).
This body thinks some bands of paper will save him. I'd hope you get better than this reach higher goals are set
i wish there was a safe place to talk about investments without someone trying to f*** you over. For example if op came in contact with a massive amount of money (which he seems to not talk about in detail, but that's neither here nor there).
It is clear you dont need the help of some other body just rein over the world get it all out let it be and live free you will then see yourself free of everything trust may the path of the box guide you
throw 4-8k in crypto while it's low, ethereum, bitcoin mostly but throw smaller in other stuff
also put a big piece of it into a savings account with a decent 2-3% return and wait for the stock market to crash then buy a bunch of index funds
in 2-3 years after the crash you'll be at an avg 22% return of whatever you put in (4.4k a year return with 20k)
the best thing you can do right now is invest don't buy s*** that will be worth 1/10th the value in 10 years unless you really need it ๐คท