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  • Jun 22, 2021

    So my mother, brother, and I currently live in a house but we are renting. Currently, we have a month-to-month lease and our landlord proceeded to lie and tell us he wasn’t selling his house anytime soon. Then four weeks later he called back and gave us a 30-day notice to move.

    As a result of this, we have had a hard time finding another house. And my mother doesn’t want an apartment. So she contacted a mortgage lender last week and they told her that my 780 credit score would most likely have to be used. Now my mother has been stressing me out and essentially harassing me over my credit score. Now neither of us makes a lot of money. I only work part-time so I don’t even know why a lender would approve me for a 300,000 house.

    So today the mortgage lender called my mother and sounded very excited regarding my credit. He asked her “so which area are you guys looking to move and how much?” Which made my mother thrilled and very happy. The issue with all of this is - I’m going to UVA next fall and I DO NOT want to buy a house. I won’t even live there! The mortgage lender also told her that after we own the home for a year, we can easily refinance and have the home put entirely on my mother's credit. But that sounds wayyyyy too easy, especially when my mother's credit score is like a 490.

    I feel like I’m witnessing the death of my future before my eyes. Now my mother keeps sending me long texts telling me “we don’t have any other options.”

    I am panicking on the inside. For years I worked hard to maintain my credit and now I’m being pressured by my mother and a mortgage lender. Life was going so well for me but this s*** has been keeping me up at night. Causing me to lose sleep. My mother is terrible with finances so I know this situation is going to turn very bad for me. It sucks, even more, I don’t have anyone to vent to…. My mother’s friends and family members are encouraging her for this. I feel like I'm the only one who even cares about my credit or my future.

  • Jun 22, 2021

    Damn this is f***ed up in so many levels.

  • Jun 22, 2021
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    9 replies

    OP soon

    - BRAVE

  • Jun 22, 2021
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    1 reply

    But fr sorry op. You need to take action against it

  • Jun 22, 2021
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    edited
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    2 replies

    Dog u cant allow this to happen

    you CANNOT jeopardize your life

    I hate when parents do this, only BAD parents do this

    You need to isolate yourself from her NOW before its TOO LATE

  • Jun 22, 2021
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    1 reply

    Damn my dad nearly did the same thing to me until he had a last second change of heart. I feel for you op

  • Jun 22, 2021
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    1 reply
    OAK

    So my mother, brother, and I currently live in a house but we are renting. Currently, we have a month-to-month lease and our landlord proceeded to lie and tell us he wasn’t selling his house anytime soon. Then four weeks later he called back and gave us a 30-day notice to move.

    As a result of this, we have had a hard time finding another house. And my mother doesn’t want an apartment. So she contacted a mortgage lender last week and they told her that my 780 credit score would most likely have to be used. Now my mother has been stressing me out and essentially harassing me over my credit score. Now neither of us makes a lot of money. I only work part-time so I don’t even know why a lender would approve me for a 300,000 house.

    So today the mortgage lender called my mother and sounded very excited regarding my credit. He asked her “so which area are you guys looking to move and how much?” Which made my mother thrilled and very happy. The issue with all of this is - I’m going to UVA next fall and I DO NOT want to buy a house. I won’t even live there! The mortgage lender also told her that after we own the home for a year, we can easily refinance and have the home put entirely on my mother's credit. But that sounds wayyyyy too easy, especially when my mother's credit score is like a 490.

    I feel like I’m witnessing the death of my future before my eyes. Now my mother keeps sending me long texts telling me “we don’t have any other options.”

    I am panicking on the inside. For years I worked hard to maintain my credit and now I’m being pressured by my mother and a mortgage lender. Life was going so well for me but this s*** has been keeping me up at night. Causing me to lose sleep. My mother is terrible with finances so I know this situation is going to turn very bad for me. It sucks, even more, I don’t have anyone to vent to…. My mother’s friends and family members are encouraging her for this. I feel like I'm the only one who even cares about my credit or my future.

    you need to stop her. your s*** is gonna be gone for over a decade. you can literally save your future now

  • Jun 22, 2021
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    2 replies
    OAK

    So my mother, brother, and I currently live in a house but we are renting. Currently, we have a month-to-month lease and our landlord proceeded to lie and tell us he wasn’t selling his house anytime soon. Then four weeks later he called back and gave us a 30-day notice to move.

    As a result of this, we have had a hard time finding another house. And my mother doesn’t want an apartment. So she contacted a mortgage lender last week and they told her that my 780 credit score would most likely have to be used. Now my mother has been stressing me out and essentially harassing me over my credit score. Now neither of us makes a lot of money. I only work part-time so I don’t even know why a lender would approve me for a 300,000 house.

    So today the mortgage lender called my mother and sounded very excited regarding my credit. He asked her “so which area are you guys looking to move and how much?” Which made my mother thrilled and very happy. The issue with all of this is - I’m going to UVA next fall and I DO NOT want to buy a house. I won’t even live there! The mortgage lender also told her that after we own the home for a year, we can easily refinance and have the home put entirely on my mother's credit. But that sounds wayyyyy too easy, especially when my mother's credit score is like a 490.

    I feel like I’m witnessing the death of my future before my eyes. Now my mother keeps sending me long texts telling me “we don’t have any other options.”

    I am panicking on the inside. For years I worked hard to maintain my credit and now I’m being pressured by my mother and a mortgage lender. Life was going so well for me but this s*** has been keeping me up at night. Causing me to lose sleep. My mother is terrible with finances so I know this situation is going to turn very bad for me. It sucks, even more, I don’t have anyone to vent to…. My mother’s friends and family members are encouraging her for this. I feel like I'm the only one who even cares about my credit or my future.

    tell her to f*** right off and get an apartment

  • 0 👀
    Jun 22, 2021
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    4 replies

    YOU ARE AN ADULT. UVA IS A GREAT SCHOOL. DO NOT LET THIS HAPPEN

  • Jun 22, 2021

    dawg wtf

  • Kenig 💭
    Jun 22, 2021

    Now thats f***ed up

  • Jun 22, 2021

    yeah you need to not let this happen lol

  • Jun 22, 2021
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    8 replies

    So yall gon let OP's mom be homeless

    This is a hard situation tbh, and it honestly sucks. I have no advice to give because I don't know your family situation and your relationship with your mom

  • Jun 22, 2021
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    2 replies

    smothering mothers<

  • Jun 22, 2021
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    1 reply

    You are not obligated to do S*** my friend.

  • Jun 22, 2021
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    1 reply
    Swope

    smothering mothers<

    more like irresponsible lol

  • Jun 22, 2021
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    1 reply

    why doesn't she wanna live in an apartment? live within your means.

  • Jun 22, 2021
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    edited
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    1 reply

    IF YOU LET THIS HAPPEN YOU WILL RESENT HER AND YOU WILL RESENT YOURSELF IRONICALLY DESTORYING YOUR RELATIONSHIP W HER, WHILE UR THINKING TODAY THAT UR HELPING

    DONT F*** YOUR LIFE UP 15 YEARS FROM NOW

  • Jun 22, 2021
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    1 reply
    ANIME

    So yall gon let OP's mom be homeless

    This is a hard situation tbh, and it honestly sucks. I have no advice to give because I don't know your family situation and your relationship with your mom

    she can get an apartment

  • Jun 22, 2021
    ANIME

    So yall gon let OP's mom be homeless

    This is a hard situation tbh, and it honestly sucks. I have no advice to give because I don't know your family situation and your relationship with your mom

    op implied she can just get an apartment

  • Jun 22, 2021

    Don’t let it happen
    From somebody who’s also been screwed by co signing for family

  • Jun 22, 2021
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    1 reply

    I can't even say what I wanna say

  • Jun 22, 2021
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    1 reply

    She needs to get an appartment, you can't f*** your life up like that. Be assertive

  • Jun 22, 2021
    Twist Your Cap

    she can get an apartment

    oh yeah she tripping big time

  • Jun 22, 2021
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    3 replies

    Boy you better tell ya mom's to get the f*** over it and get a f***in apartment

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