yeah I'm in my mid 20s

I was thinking about switching that back to 100% index funds I got nervous in February of last year and changed it lol.. I definitely should change it rn

yeah I know I can't touch it for decades it's definitely a long term investment

yeah the places I was looking for houses are all up like 25% in the last 2 years but I was looking places more remote

yeah stuff here in California is all so expensive already it's crazy lol

I've heard people say that before to buy International stocks, I'll definitely look more into that

Excited for the CoinBase listing tomorrow

almost forgot about you,

my man was shilling roblox so hard

glad to see ur making bank king

SINGH

Sir if Coinbase tanks is that bad for crypto or nah?

We investing in Coinbase tomorrow?

You fell for the emotional trap, lowering risk when markets are down, but I know the feeling, it is tough to stick with your plan when things get real bad.

So if 80/20 or 90/10 keeps you on track and contributing, stick with it, but you have 35+ more years to touch it and you will almost certainly be better with 100% stocks for now and lower the risk as you get closer to retirement

Here is more info on why international

google.com/search?q=international+vs+us+stock+performance&sxsrf=ALeKk03divKKerq4CTk5TX3xqAfcX4VOlA:1618342269632&source=lnms&tbm=isch&sa=X&ved=2ahUKEwixwOzg-vvvAhXV3J4KHXM6CucQ_AUoA3oECAEQBQ&biw=1163&bih=554

vanguard.com/pdf/ISGGEB.pdf

A lot more info on Bogleheads forum if you ever want to learn more

bitboys newest vid should have defo been him out in the trenches rapping ala jackboy in innocent by circumstances

yep it's a generational company and money printing machine

Where ever 0 goes I follow

They saying like 440 a share huh

And that’s before all the private firms buy it up and jack up the price

If it’s that I expect it opens to public at 500$ +

you can harrass kucoin for my eth dust that I bought back in 2017 when I had no cue wth any of this s*** was

Yoinks

I guess we going back to Robinhood to buy fractional shares

Waiting on a big dip like the one we had in late March to reinvest in some crypto again.

can't I sell the Bonds to Stocks though

like I know I can't remove it but I was under the assumption that I could sell it to Stocks tax free, I'm definitely not trying to hold bonds thru the long term inflation I think will come

my thought was that we'd get maybe a 6 month dip in assets at some point and that we'd see a little deflation before everything starts to take off again but that hasn't happened yet and might not happen lol.. I thought Covid would be worst though in February 2020 it seemed like we could be headed to some kind of Black swan that f***s stuff up badly for years.. I was a little too pessimistic

interesting that makes sense international stuff would grow faster than the US considering we had a multi decade US bull market

Ya you can sell the bonds and change your allocation around with no taxes since its a tax advantaged account

I thought we would see a larger drop similar to 2000 and 2008 as well, but they pumped too much money. Evaluations are insane though, at least for US stocks, which is why I don't own any rn besides taking my company match in my 401k.

Some people like to keep their allocation at say 80/20 and then when stocks fall hard like last year, they will rebalance and try to get back to 80/20. Or if stocks are blasting up, they may sell off to rebalance just to stay in risk tolerance range.

Our gov is a joke. They say they want affordable housing for people and then as markets take a downturn they pump trillions and reverse the plan

I forgot to say, consider a roth 401k if you have the option. If you think you will make more money in the future, it would be better. But your employer match will go towards your traditional 401k regardless

pls sir, donate to my eth wallet so that i may feed myself filet mignon this month. im currently scraping paint chips from thy wall and eating them. there is only so much rain water left outside in the puddle for me to drink from

your nft is dope, but am now poor from buying pak cubes or else id bid

wish someone would bid, I f***ed my money up big time

chia network space exploding

got extra memory so I could do more plots at a time but I need that extra 12 tb hard drive now