if theres a videogame sitting next to a diamond theres hardly a tangible difference in the physical action of stealing

insurance companies will find any excuse to not pay u

no but the insurance companies have to pay out 300x more if it's a diamond and naturally they'll be furious if it isn't a felony charge

No you’re choosing to steal more, hence choosing the severity of your action

Once you put a thumbtack there, you’re no longer in control of what severity of damage happens

insurance is a scam, we should move past that concept in the near future

just a mafia pyramid scheme that don't cover you when push comes to shove

legal gambling

worse, at least you'll get drinks/food/additional nights at the hotel if u get destroyed and lose 50 grand at a casino

insurance companies hit the kanye shrug and try to justify not paying you

I have pet insurance and it literally covered $20,000 in hospital bills lol that I otherwise would have had to pay out of pocket

when it works its great

1 in 100 cases

It works most of the time tbh. People just don’t read the terms and then try to cheat them and get upset when they fail

nuance

if u drive a ferrari most insurance companies won't cover you because of the cost of the vehicle

in fl most insurance companies wont do ur house now and now vultures w supremely overpriced s*** have swooped in

That seems fair, no?

it'll be like that here now too since most people that lost their house aren't getting anything back

crazy scam we should start our own insurance company and just rob people

I mean fire coverage was removed from the insurance visibly before the fire. Those people just chose not to pay much more for an insurance with fire coverage

The people that did pay more got reimbursed

As of March 5, the California Department of Insurance reported nearly 38,000 claims filed and more than $12 billion paid.

insurance is lame

no not at all, if u buy a luxury item you should be able to get it insured no problem, people that buy those expensive things shouldn't have any difficulty

you're a billion dollar company what's 300k? the person bought a luxury car, they'll be able to cover the insurance cost in theory

buying a luxury car also kinda lame

They can be insured for higher pay. They just can’t be insured at the same rates as a Toyota. If you pay $2000 a month, someone will insure your Ferrari for sure

or maybe ppl just blow their load too early and that's when it's lame

point is im not buying an audi until i'm extremely comfortable buying like 8 of them

im not gonna buy a nice ass car then get mad as s*** when it gets a scratch 3 weeks into having it