one of the 3 40 year olds on this site just lost their marbles at this epic troll!

You’ll gonna switch up the tone when you find out who’s been behind the davidp account this whole time

Don’t do it. I applied for three credit cards last year to pay for s*** when money was running low. You will just dig yourself deeper into a hole. Not worth it.

What??? If he had a job yes but he has no income to pay for the money he's taking out so it makes no sense and will only f*** up your credit from the start

I completely agree with your post but just doesnt make sense because of the fact that he doesnt have any source of income. Recipe for disaster

oh god oh f***

17% interest IMAGINE

Don't get a credit card unless you need to build your credit score, they're just a waste of money. I use mine to make small purchases every month (less than $50) then pay it off at the end.
Id rather be broke than buy expensive s*** on that card.

I didn’t have a job either bro. No job doesn’t mean zero income.

He has to be getting money from somewhere

Nope, stick to a debit card and only spend what you have

yeah I could pay back whatever I used on the credit card, I just dont have a job lol

why the f*** would you buy an apple credit card

This is one side of the coin. Yes, you can get into some serious financial struggles if you misuse a credit card.

To say credit cards is a waste of money is the exact opposite for a lot of people - it is free money. I put every purchase on my credit card that gives 2% cash back on every purchase.

I just know what I can afford and have never carried a balance over on the credit card. Say I spent $10k in a year I actually only spent $9.8k.

yo credit finna die

You don’t buy credit cards

I use my cards for everything but always pay off the balance. So you build credit, get the rewards/cash back, pay no additional interest, and don’t constantly drain my bank account buying day-to-day s***.

Yeah you're right, my bad. What I meant was that they are a waste of money if you don't pay it off in time and then you get charged interest on the outstanding payments.

An Apple Card is just like any other credit card, it doesn’t matter what you get it’s how you use it.

If you are going to use it wisely to build credit and pay it off every month and never pay a dollar in interest then it is worth it. If not then don’t get one, that simple.

why are you carrying a balance between months?

i’m not, but 90% of people do.

duh, thing weighs like 2 pounds which is equivalent to the weight of the nuts of whoever owns an apple card

source am apple card user

didn’t even know that was a thing tbh

Reeboks on just do it

you're f***ing stupid