I used to save diligently but ever since getting a job that pay more and pays by the week, i have been blowing my money.

"Oh i'll just work another week, oh this is a weeks worth of work" type s***

I need to stop

Saving money percent wise is smarter than saving a set amount of money every month.

You got a 3 month emergency fund ready? If so then nbd. If not then save up 3 months worth of bills before blowing money

Doing simple accounting and keeping track of it in a notebook helps set your mind straight when it comes to saving and spending

Its different to think “oh thats just a weeks worth of work” when you actually see the numbers in front of you, it helps put it into perspective

A weeks worth of work is a lot of time lol

save my king , u never know what could happen

hire a wealth management firm to send money to every month and get a few million by age 40

?

You're not living until you blow through 50million gil in a day

They’re literally everywhere

haven’t worked since December and i don’t know when i’ll be able to

What’s the point of having money if you’re not gonna spend any

You still gotta save most of it and put some into the stock market, but I don’t see a problem in copping s*** that you’ll get a lot of use out of

u need to get a budget bro

To plan for the future.

If you’re 18 and put money into mutual funds on a consistent basis you’ll easily have a million by 38-40. And then it starts obviously exponentially growing greater and greater

Yeah that goes along with the whole saving/stock part I mentioned

You can still spend some money here and there lol

yeah. id say just a little every month can go to stocks/mutual funds

but im bigger on mutual funds bc those are 99% of the time guaranteed growth and over a long period of time A-share and C-share gonna get you rich for just letting it sit there

Which ones have worked best for you? I’ve only been thinking about opening a 401k and a Roth IRA after my savings acc

CAIBX: capital income builder
AEPGX: europacific growth funds
ANCFX: fundamental investors
AGTHX: the growth fund of america

all of those are american funds.

if you wanna be in it for the long haul id suggest things like that

EDIT: but i also cant stress enough to hire some money managers. it's well worth the 1% they take every year.

also try to find some people who lower the percentage the more money you make. My company lowers a half percent for every $50,000 i earn, which has been helpful cause that 1% would be big