Hope your insurance salesman had the courtesy to take you out to dinner before he f***ed you like that
When I was 21 I was paying around 80 a month with the cheapest liabilityin town. I got full coverage and pay 199$ a month now with Geico (was 178 last year tho some bs)
500 a month?
the f*** you drive
EDIT: just saw.
you're getting f***ed. get a new company ASAP