Reply
  • Jul 26, 2022

    in a weird place

    turned 23 two months ago. I just got a job where I make an ok living in in Dallas. I can afford to move out on my own. I have no debt. I helped my parents pay our house off a bit ago so I’m not bumming. I pay for my food, my family’s cell phone bill, and anout $500 in car payment (includes insurance). I planned on moving out to downtown dallas about 20 min from my house. I get along great with my parents and don’t have any issues. There are times where I can feel like I have no space though. I also feel like it’s frowned upon. Another thing is I always fear dating will be a struggle telling them I’m 23 and still live at home. On the other hand, I could aggressively invest and travel with the income and stay here. Very conflicted. what would you do

  • Jul 26, 2022
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    sounds like you aren't fully ready to move out yet so stay at home. American economy has been crazy since '08. keep stacking because once you move out you won't move back in.

    Maybe start living like you're paying rent every month (then save or invest the bread)

    women will be ok with negatives if there are more positives

  • Jul 26, 2022
    paQlBQ
    · edited

    sounds like you aren't fully ready to move out yet so stay at home. American economy has been crazy since '08. keep stacking because once you move out you won't move back in.

    Maybe start living like you're paying rent every month (then save or invest the bread)

    women will be ok with negatives if there are more positives

    this

  • Jul 26, 2022
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    2 replies
    paQlBQ
    · edited

    sounds like you aren't fully ready to move out yet so stay at home. American economy has been crazy since '08. keep stacking because once you move out you won't move back in.

    Maybe start living like you're paying rent every month (then save or invest the bread)

    women will be ok with negatives if there are more positives

    i mean financially, I can do it 100%. i feel like my income is enough to support it, but idk if it’s the best move

  • Jul 26, 2022

    There’s no problem staying at home if that’s what you’re comfortable with.

    I couldn’t do it, I invite guys and girls over all the time. I couldn’t imagine trying to date and inviting people over to chill living with my parents. Also, I need some alone time waking up with other people I can’t choose whether they stay or not ain’t it.

  • Jul 26, 2022
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    1 reply
    lucky star

    i mean financially, I can do it 100%. i feel like my income is enough to support it, but idk if it’s the best move

    Most apartments require 2.5 to 3x the monthly rate as income. Or at least they do here.

  • Jul 26, 2022
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    2 replies

    You can save like 90% of your income by living at your parents house. Spend a few years doing that and you'll have enough for a nice down payment and be way ahead of other people who decided to move out and rent.

  • Jul 26, 2022
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    1 reply
    SBMike

    Most apartments require 2.5 to 3x the monthly rate as income. Or at least they do here.

    yeah they usually require it during the application process

    for reference my salary is in the mid 90’s

  • Jul 26, 2022
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    2 replies

    no need to move out unless u have a wife and kids thats just me though you will save alot of money

  • Jul 26, 2022
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    le epic poster xD

    no need to move out unless u have a wife and kids thats just me though you will save alot of money

    i agree but im also afraid living at home is an automatic turn offf

  • lucky star

    i agree but im also afraid living at home is an automatic turn offf

    then your dating judgemental people

  • Jul 26, 2022

    move out

  • Jul 26, 2022
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    lucky star

    i mean financially, I can do it 100%. i feel like my income is enough to support it, but idk if it’s the best move

    i know you can do it financially, and im telling you to live your life like you are doing it financially cuz it may affect how you live. Putting more of your paycheck aside as if you had more expenses. rent is a $ gutter, its not like youll be buying a house.

    I think your youth and financial stability is a good reason to stay home. stack bread, get even closer with your parents and enjoy the time knowing youll be moved out by 25.
    think about how many people here dont get along great with their parents. cherish this time man

  • Jul 26, 2022

    the single most important step in terms of personal growth for a young man in 2022 is to move out

  • Jul 26, 2022

    Stay home, save money

  • Jul 26, 2022

    damn thread is as split as i am

  • Jul 26, 2022
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    1 reply

    23 is still young and important years to start building your nest

    Wise thing is to stay at home for a little longer and save as much money, so you can invest and be closer to financial independence or have a good chunk for down payment on your own place in the future

    But being able to move out and be independent is also important part of life

    I would personally stay a little longer and just save as much as I can if I was you

  • We bout to hit a recession, save that bread brother

  • Jul 26, 2022
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    1 reply
    GhostDeini718

    23 is still young and important years to start building your nest

    Wise thing is to stay at home for a little longer and save as much money, so you can invest and be closer to financial independence or have a good chunk for down payment on your own place in the future

    But being able to move out and be independent is also important part of life

    I would personally stay a little longer and just save as much as I can if I was you

    strong agree i’m turning 27 and still at home albeit i had a p big bump in the road, looking to buy a house when i can soon

  • Jul 26, 2022
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    what does this mean

  • im tryna save up like 30,000 and then i will move out

  • Jul 26, 2022
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    if this helps, I also have about 70k in savings rn

  • Jul 26, 2022
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    lucky star

    if this helps, I also have about 70k in savings rn

    buy a house bruh bruh

    dont waste your $ on rent. you should never rent in your life IMO. If i were you....I would keep stacking and use that s*** on a house

  • Jul 26, 2022
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    1 reply
    www quakerboy us

    strong agree i’m turning 27 and still at home albeit i had a p big bump in the road, looking to buy a house when i can soon

    Yeah op is one of the very few that’s making 90k+ at 23

    If he lives below his means, he will be so much ahead of his peers by his 30’s

    He could legit retire by his mid or late 30’s if he does it right

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