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  • GhostDeini718

    Yeah op is one of the very few that’s making 90k+ at 23

    If he lives below his means, he will be so much ahead of his peers by his 30’s

    He could legit retire by his mid or late 30’s if he does it right

    90k wtf i didn’t read op

  • Jul 26, 2022
    lucky star

    if this helps, I also have about 70k in savings rn

    None of that money invested?

  • Jul 26, 2022
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    1 reply
    lucky star

    if this helps, I also have about 70k in savings rn

    have you maxed out your 401K and Roth IRA contriubtions whatever they are called

  • Jul 26, 2022

    just rent a place for 6 months then move back home if u prefer

  • Jul 26, 2022
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    1 reply

    bro im making 80 a year and i moved out for a year and it was cool but i moved back with my folks and just stacking more bread

  • Jul 26, 2022
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    2 replies

    Move out but be cheap ]

    anyway How are yall making this much money?????? @luckystar

    what do you do for a living?

  • Jul 26, 2022
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    1 reply
    youngtubesteak2

    Move out but be cheap ]

    anyway How are yall making this much money?????? @luckystar

    what do you do for a living?

    nft

  • fakerickhoodie

    nft

    yea right

  • Jul 26, 2022
    le epic poster xD

    have you maxed out your 401K and Roth IRA contriubtions whatever they are called

    i maxed out what my employer matches (6%) I’d rather invest the rest independently into a index funds

  • Jul 26, 2022
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    1 reply
    fakerickhoodie

    bro im making 80 a year and i moved out for a year and it was cool but i moved back with my folks and just stacking more bread

    how old are you and how was
    living on your own

  • Jul 26, 2022

    keep stacking brotha

  • Jul 26, 2022
    youngtubesteak2

    Move out but be cheap ]

    anyway How are yall making this much money?????? @luckystar

    what do you do for a living?

    moving work

  • Jul 26, 2022

    serving your parents as an obedient son is one of most upright things you can do whilst you're on this earth, and perhaps when we have children we'll understand.

    So staying and helping them with their day to day lives is a great choice whilst still working on your own life ofcourse.
    If they are fine with you moving out and dont really rely on you for anything then ye moving out is fine.

    But I would still try drag it out at home for a little while longer

    or you could move out and if you dont like it after 12 months, move back in. this happens more commonly than we think, so itll just be an experience for yourself

  • Jul 26, 2022
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    1 reply
    lucky star

    how old are you and how was
    living on your own

    i was eating s*** tbh

    but i'd stay and stack

    but nigga

    how you goy 70k in savings

  • Jul 26, 2022
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    edited
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    2 replies

    You don't need other ppl making this choice for you.

    List your priorities in life on paper and make a strategic call to serve the top of the list. Don't make a list that somebody else wants you to make, this is your life.

    It's fine if eating at all the top ice cream spots in the world is number one, do you.

    Consider this decisions impact on your mental more than its financial impact. There is nothing more embarrassing in the long run than making personal decisions on the behalf of strangers.

    Most ppl dream of being in your position

  • Jul 26, 2022
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    3 replies
    fakerickhoodie

    i was eating s*** tbh

    but i'd stay and stack

    but nigga

    how you goy 70k in savings

    i honestly don’t know lol

    I had a job in university where I made like 20/hr working from home part time. I got about 3k worth of RSU’s. Same job paid for my tuition and my financial aid grants paid for my housing and food which is how I came out with no debt so I just stacked what I made in the 3 years I was in school. I also had a clothing business for a few months that netted about 4k total in a few months. Aside from that, I’d flip sneakers or random things here and there. Profit would be $20 to the highest which was an art piece I resold for like 4k profit one time. After that, I moved back home and my first job out of college at 22 paid 70k.

  • Jul 26, 2022
    Tranquility

    You can save like 90% of your income by living at your parents house. Spend a few years doing that and you'll have enough for a nice down payment and be way ahead of other people who decided to move out and rent.

    This too

  • Jul 26, 2022

    damn OP loaded!

  • Jul 26, 2022

    Lot of very sensible people in this thread. A rare sight to see on KTT

  • Jul 26, 2022
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    4 replies
    Stay Healthy

    You don't need other ppl making this choice for you.

    List your priorities in life on paper and make a strategic call to serve the top of the list. Don't make a list that somebody else wants you to make, this is your life.

    It's fine if eating at all the top ice cream spots in the world is number one, do you.

    Consider this decisions impact on your mental more than its financial impact. There is nothing more embarrassing in the long run than making personal decisions on the behalf of strangers.

    Most ppl dream of being in your position

    that’s the thing. I know what my life is like at home, but I don’t know what it’ll be outside of that. I picture myself in these scenarios where moving out will magically push me to make more friends bc I have a place to hang at or improve my dating life. As embarrassing as it sounds, those are really the only motivating factors.

  • Jul 26, 2022

    buy if the right place is there, but don’t feel you need to hold off if not, just rent a place for the meantime til the market cools off. speaking from someone who hasn’t moved out yet, if i had no debt i woulda been up and gone so long ago. freedom of operating on no one else’s other than your own schedule is pure bliss

  • Jul 26, 2022
    lucky star

    that’s the thing. I know what my life is like at home, but I don’t know what it’ll be outside of that. I picture myself in these scenarios where moving out will magically push me to make more friends bc I have a place to hang at or improve my dating life. As embarrassing as it sounds, those are really the only motivating factors.

    so do exactly as i said bro all ur doing now is whining

  • Jul 26, 2022

    23 and 70k in savings has me shook. i wish i was you OP

  • Jul 26, 2022

    i'd stay home for now, probably. 20 mins isn't long enough of a commute to necessitate a move IMO (unless that's not taking rush hour into account), plus you got a good relationship with your parents.

    i'd save the move for when/if you get a job that's >40 mins away from you.

  • Jul 26, 2022
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    1 reply

    how easy is it to bring back ladies to your parents crib op? not like ladies you wanna date but ladies that would just be one night stands or flings

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