i didn’t think so either since the other party is at fault but my pops called one anyway

I guess its not going to hurt perse but take this chance to review your insurance and know what you are paying for and what coverage you have. Most people don't know until its too late to find out they're underinsured.

ok thanks for the heads up. this is good to know

doc said she has a strained neck and back

glad your mom okay, wish her a speedy recovery @op

appreciate this man thanks ❤️

Yea theyll pay the street value of the car not the loan amount, if you have gap insurace itll cover the difference.

Tell your mom to talk to the lawyer about phsyical therapy she can get 10 -15 racks.

happy your mom is ok bro.

The insurance company will write you a check for the kbb value of your car. Your mom should follow up with any kind of physical therapy to strengthen her case, but she should also get cashed out for that

oh last thing op

sometimes insurance will try to finesse you on the worth of your car

look online for what people in the market are selling it for, you don't have to accept the number they give you first

show them the receipts and they'll adjust

Since the other driver was at fault, your insurance doesn't really matter unless you have full coverage and you want to make a claim. In theory your mom could have been driving with no insurance and still gotten cashed out.

Source: I'm dusty and been in like four accidents (only one my fault)

It depends how fast ur insurance provider takes. No exact time but they might can give u an estimate. I’d fight with your insurance to pay for a rental until ur claim is done or have them make the other persons insurance pay for it

glad your both ok

good lookin out

preciate you guys dropping knowledge itt i’m looking into all this

Hope you can get an upgraded whip out of this

as someone who's been rear ended before, there's absolutely no reason to downplay injuries @op

if anything, play them up more. If you can really nail the physical exercise + recovery aspects of chiro...for FREE...do so. The earlier you get em the better

in any case, my lower back is still partially f***ed due to that trauma, so it probably wont be something she fully feels for days, if not weeks

I wish I could put a scope to the f***er who rear ended me man

dude fell asleep at the wheel multiple times before. hit me when I was stationary at a red light. people like that shouldnt be allowed to drive for years

you'll get more from their company the more you report, in terms of bodily damage btw

i'm crossing my fingers

made a car accidents thread a few months ago and i remember this exact situation happening to someone. i think it was you. i'd be heated if i had to live with something like that for the rest of my life over someone elses mistakes man i'm so sorry

Sorry bro, if u need sumn hmu

First things first are you okay ?