700 credit score fwm
Credit cards are a scam I don’t feel sorry for people who fall into that s*** when they don’t need it
Yeah, I have had the mentality to work since high school and save for everything so I don't need to rely on credit cards.
However I suggest you have one and from time to time put small amounts on it and pay them off on time. Just to build better credit. Not to mention some things probably will require you to have some credit card history.
People think getting a credit card THEN buying things they can't afford as a young adult with no job/small paying jobs is a normal way to go. It's not it. Those payments lurk up, and at the end of the day, people are still living beyond their means.
Student Loan $17,000 left
Credit Cards $5,000
How about yall fam
how's it looking now?
two more payments and 8000 will be cleared. just wanted to provide any encouragement that you can do it. you can clear your debt, but you have to be disciplined and be prepared to sacrifice a portion of your life to dedicate to it financially. but trust me... the finish line will be worth it