Thread got me scared for my future

Just got a new car so $12k rn

Dazzit

Met this one girl who said that by the time she was done with school she would be like $80k in debt

Got offended when I mentioned the possibility of not immediately finding a job in her field and she cut me off after that lol I think she wanted to be a archeologist or some s*** like that

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Degular debt like 600 but itll be off my record in about a year

Student loans haven't f***ed me yet finishing up my first school year.

need a detailed story

Niggas getting not one penny out of my on gang

Getting new car is one of the worst investments. This s*** depreciates as soon you get in it.

Unless you rich, then nvm.

Just stay away from s*** you have to pay off, instead of getting a brand new $30,000 car you gonna have to pay off every month just get a used one from Craigslist for $3000 cash. Only go to college if you need it for the career you want to go into, dont just go cuz its what people do. Stay away from anything that puts you in debt and you'll be good.

$12k in student loans

like $5k left on my car

it'll be gone in a year or two

40k student loan

probably 2k ish between banks and credit cards and cell phone companies I ran off on

and I dont give one finnnnnnnuuuuuucccccckkkkkk

Well I can only speak for myself. I don't care about a car being an investment. Some things in life I have I don't make a focus about profiting on. If I want it I buy it. Even its a 2020 corolla, I may not be rich but if I can afford to pull it off the lot no miles just to say I did that, then so be it.

I definitely feel what you're saying though because next year the same car will be like 8k+ cheaper even with low miles. Its a personal preference

bro my cousin went to a private institution and had planned on going to law school, racked up around $80k in debt

she later transferred out junior year and ended up going to my public uni, now she's >$110k

then she told me couple of months ago she don't know if she wanna be a lawyer anymore

I bought it used the loan is for 48mo it’s like $12, 376 total financed I believe

50k

Happens all the time

I’ve never understood how people can just continue to rack up debt and somehow assume that when they graduate they will magically find a way to pay it off

As if life goes from diploma to job immediately or something

Most people don’t even find jobs in the field they study! What do you do then!

think my student debt like 18k right now. but it doesn't affect my credit score so its all good

got like 1k on a credit card for the TV i just copped but thats on 0% interest so gonna pay it off by summer or so

Both sound successful

5k

with this mindset youll go a long long way

Low 5 figure student loans. Could pay it off in one payment but I’d rather make payments on it, 1. Spending that much money at once would kill my soul, 2. I’ve heard it helps your credit more

18 k in loans.
2 k in debts to collections agencies .
No cc loans

Pay the collections fam