Wonderful ty for the info great advice

get some etfs and dividend stocks

Better save your money than spend on unnecessary stuff.
Open Roth IRA asap tbh.

Eh

The mentality of "better to save" is cool and all, but sometimes you truly need to enjoy life otherwise what's the point of saving everything?

You could get smacked by a bus tomorrow

I don’t mean hoard money and be cheap. I mean instead of eating out constantly, cook your food at home. Instead of buying bunch of clothes or sneakers-just buy few nice quality pieces/shoes. No need to be materialistic and always chasing hype.
Have fun and spend money on stuff that brings you memories and experiences, just don’t spend on stuff that you don’t really need but could buy just because you have the money.

To me it’s better to have a nice nest than constantly spend my money on everything. Financial independence/security is important to me

Both of y’all are right btw. Need to find the right balance for you as an individual

I saved for three years, spreadsheets and all, and went from 25% of my annual wage saved, to 30%, to 54% last year

I think everyone should take one year of their life and just buy hella dumb s*** and anything they want to (once they have the savings built)

While I know many frugal people, sometimes the experience of splurging and being completely irresponsible is thrilling

I owe 800 for dropping out of college due to a medical emergency and I owe 2200 for an ambulance ride my insurance didn’t cover. So negative 3000

That’s amazing man congrats on being able to save that much i agree though. I think you should always have your long term goals in the back of your head but like you said you could die tomorrow and all that money isn’t going to go with you to the other side. Gotta live your life and reward yourself for your hard work

shoutout to yall I couldn't hold more than 1k at a time till I was 25+

no regrets tho

invest 1/3, save 1/3, spend 1/3 imo

none but the PUA is coming through soon and i'm a student

finna save some money!

I invest half of it on d****
The other half on food and rent

~45k invested, 37kemergency fund and rest in 401k

27

yikes

This thread jus told me I’m bad at saving money lol.

better than me probably

bayonet factorrryyyy newww next month

ive spent so much money on clothes in my 20s

Kings never stop the hustle 😈👑💰 its ours for the taking 🙏

Most of it is in a Tax Free Savings Account which gives me some return at the end of each year

Who you bank wit

24 with about $10k in my savings account currently

22. 15k in savings. ~100k in investments.