Feb 25, 2024·3 replies
fun guyyou're dumb as hell if thats your takeaway from what i said
There’s a multitude of reasons people are having less kids. Not gonna blame it all on the housing crisis.
Most of yall are just whiny and like another user said above wanna have it all and don’t understand life is give and take
- Feb 25, 2024·1 replyFree YoungBoy
There’s a multitude of reasons people are having less kids. Not gonna blame it all on the housing crisis.
Most of yall are just whiny and like another user said above wanna have it all and don’t understand life is give and take
There’s a multitude of reasons people are having less kids. Not gonna blame it all on the housing crisis.
Yea I agree
thats why its a societal problem, not an individual problem
- Feb 25, 2024fun guy
There’s a multitude of reasons people are having less kids. Not gonna blame it all on the housing crisis.
Yea I agree
thats why its a societal problem, not an individual problem
Ehh. If you really wanna raise a family you’ll make it happen. It’s always been the case throughout human history.
- OPFeb 25, 2024·edited
EverythingThe truth is if you can't avoid student loans/make them minimal then you shouldn't be going to university.
Having kids should be out of the equation for most people. Being broke and birthing a child is literally psychotic behavior.
I make north of 60/hr right now. I live at home because I know that in order to buy a house, I need to stack chips. I avoided all student loans by working full time and paying for school out of my own pocket while my friends took out loans to travel, party, buy cars they shouldn't have, move out for no reason, etc.
Most people want it all. They want to move out, own nice s***, travel the world, go to a nice school, etc. all while in school. Life doesn't work that way. S*** has to give. The truth is that you need to realize the sacrifices you need to make. Tell me why people with s*** jobs and crippling debt should be having children before sorting out their s***. Tell me why people think they need to go to an expensive school or move out into an apartment when their parents are perfectly fine with them staying home until their financials are straight. It's nonsense.
F***, most people don't need to go to university. They need to become plumbers, carpenters, and electricians. Their lives would have way better outcomes if they did that instead of going to NYU.
Again: DO NOT GO TO AN EXPENSIVE UNIVERSITY. DO NOT GO TO UNIVERSITY UNLESS YOUR OUTCOMES POST-GRADUATION ARE A HIGH WAGE AND LOW/NO DEBT. DO NOT HAVE KIDS WHEN YOUR FINANCIALS ARE F***ED. DO NOT HAVE KIDS OUT OF WEDLOCK. DO NOT F*** YOUR CREDIT SCORE UP. DO NOT BUY A CAR YOU CANNOT AFFORD. DO NOT GET AN APARTMENT YOU CANNOT AFFORD.
I grew up dirt f***ing poor. This isn't complicated. Most people can follow the path, they just don't want to. This isn't some luck s*** or something incredibly hard to do. I urge anyone thinking about going to college for some bullshit degree/anyone looking to take on tons of debt to go to university to look up how much plumbers make in their area. Do you want to like your job or do you want to enjoy your life? S*** ain't a dreamscape. These are the choices most people have to make in order to live a decent life. Maybe being a plumber sucks -- but making a nice wage with no debt and a high credit score allowing you to enjoy your life is a f***ton better than liking your job while buried under mountains of debt with no prospects of ever being a homeowner.
You mentioned that the average car payment for a used car in America is $1k/month. Do you know how f***ing insane that sounds. Americans are overspending. I pay $300 making double/triple/quadruple what niggas paying $1k/month is bruh. If I'm not spending $1k why the f*** are they???
In my personal situation it doesn’t matter if it’s 150k or so in debt. The average post MBA income at a top 15 university is north of 200k by graduation with a 98% employment rate.
I’m personally okay with that level of debt because of the earnings trajectory it puts me on for the rest of my life. It’s a very privileged position to be unironically because that level of earning from the very beginning makes the debt very manageable. I’m going for the MBA because there’s no other foreseeable path where I’d average 300-400k in compensation by my mid-thirties. It’s for myself and my households benefit I pursue the program. My spouse being an ICU nurse herself without loans also makes that level of debt much less scary. I already hold a masters and my debt is ~45k or so.
In general though all what you say above make sense. Regarding the 1K car payment — not everyone may have been able to finance at the same attractive rate as you and COL factors in as well. You’re only gonna get approved based your income and the down payment you make. The median rent price in manhattan/NYC is 6k but you wouldn’t blame the consumer for that would you? To extent demand is inelastic relative to price, prices will rise. 1k sounds insane on paper but there are many people in a position where they have to swallow pretty high payments.
- Feb 25, 2024·1 reply
could ktt2 raise a child?
- emucakes 🇺🇸Feb 25, 2024·edited·2 repliessandshrew
could ktt2 raise a child?
No. There are people at the border holding their kids in their hands knowing how much better it would to raise them here and you got spoiled American adults throwing self-pity parties on the Internet going 'oh how can you even raise a child if you don't have a million dollars in the bank' like... It's not about just money it's a lifestyle choice and you have to get ready to change every aspect of your life, make compromises and sacrifices to make it work or just don't have kids.
- Feb 25, 2024emucakes
No. There are people at the border holding their kids in their hands knowing how much better it would to raise them here and you got spoiled American adults throwing self-pity parties on the Internet going 'oh how can you even raise a child if you don't have a million dollars in the bank' like... It's not about just money it's a lifestyle choice and you have to get ready to change every aspect of your life, make compromises and sacrifices to make it work or just don't have kids.
ok
- Feb 25, 2024·1 replyEverything
The truth is if you can't avoid student loans/make them minimal then you shouldn't be going to university.
Having kids should be out of the equation for most people. Being broke and birthing a child is literally psychotic behavior.
I make north of 60/hr right now. I live at home because I know that in order to buy a house, I need to stack chips. I avoided all student loans by working full time and paying for school out of my own pocket while my friends took out loans to travel, party, buy cars they shouldn't have, move out for no reason, etc.
Most people want it all. They want to move out, own nice s***, travel the world, go to a nice school, etc. all while in school. Life doesn't work that way. S*** has to give. The truth is that you need to realize the sacrifices you need to make. Tell me why people with s*** jobs and crippling debt should be having children before sorting out their s***. Tell me why people think they need to go to an expensive school or move out into an apartment when their parents are perfectly fine with them staying home until their financials are straight. It's nonsense.
F***, most people don't need to go to university. They need to become plumbers, carpenters, and electricians. Their lives would have way better outcomes if they did that instead of going to NYU.
Again: DO NOT GO TO AN EXPENSIVE UNIVERSITY. DO NOT GO TO UNIVERSITY UNLESS YOUR OUTCOMES POST-GRADUATION ARE A HIGH WAGE AND LOW/NO DEBT. DO NOT HAVE KIDS WHEN YOUR FINANCIALS ARE F***ED. DO NOT HAVE KIDS OUT OF WEDLOCK. DO NOT F*** YOUR CREDIT SCORE UP. DO NOT BUY A CAR YOU CANNOT AFFORD. DO NOT GET AN APARTMENT YOU CANNOT AFFORD.
I grew up dirt f***ing poor. This isn't complicated. Most people can follow the path, they just don't want to. This isn't some luck s*** or something incredibly hard to do. I urge anyone thinking about going to college for some bullshit degree/anyone looking to take on tons of debt to go to university to look up how much plumbers make in their area. Do you want to like your job or do you want to enjoy your life? S*** ain't a dreamscape. These are the choices most people have to make in order to live a decent life. Maybe being a plumber sucks -- but making a nice wage with no debt and a high credit score allowing you to enjoy your life is a f***ton better than liking your job while buried under mountains of debt with no prospects of ever being a homeowner.
You mentioned that the average car payment for a used car in America is $1k/month. Do you know how f***ing insane that sounds. Americans are overspending. I pay $300 making double/triple/quadruple what niggas paying $1k/month is bruh. If I'm not spending $1k why the f*** are they???
They gonna call you privileged and s*** without knowing your background lol
Any time you tell people to just be smarter and more realistic you always get met by the same pity party people who think there was never a chance for them to succeed when they are talking to examples who prove otherwise
Like you can go to community college for cheap, you can go to city/state schools for cheap. Why are you going to NYU for your psych degree when it costs 50k? The same degree at CUNY is 8k. Why you even getting a psych degree in the first place then complaining about how you can’t make bread off it. You didn’t do any research the past 4 years? No planning for your future at all?
Self defeatist people really be brick walls. Now we got OP with 2 good jobs with flexible schedules talking about they’ll be absentee parents
- Feb 25, 2024
- OPFeb 25, 2024·edited·1 replyLisa
They gonna call you privileged and s*** without knowing your background lol
Any time you tell people to just be smarter and more realistic you always get met by the same pity party people who think there was never a chance for them to succeed when they are talking to examples who prove otherwise
Like you can go to community college for cheap, you can go to city/state schools for cheap. Why are you going to NYU for your psych degree when it costs 50k? The same degree at CUNY is 8k. Why you even getting a psych degree in the first place then complaining about how you can’t make bread off it. You didn’t do any research the past 4 years? No planning for your future at all?
Self defeatist people really be brick walls. Now we got OP with 2 good jobs with flexible schedules talking about they’ll be absentee parents
My industry is filled with senior level directors and partners who are divorced because they wanted to prioritize earning at the cost of their family — many of them had stay-at-home wives as well. I’ve seen children of people like them such as my peers talk about how it was really detrimental/sad for them growing up.
If you don’t think this is a legitimate concern where you have breadwinners foregoing personal time with their children then our realities/priorities are really different. It happens in every high paying career field outside maybe technology. Both me and my fiancé have good reasons to work and we shouldn’t have to sacrifice an emotionally healthy relationship with our children to do so. We’re already better off than 99% of people but it’s at the cost of our availability to our potential children.
One parent doing 60 or hours a week with other doing 40 and picking up OT shifts sometimes does NOT make for a healthy/happy relationship with children. It’s doable before 4-5 with daycare but once the kid starts elementary it’s very problematic. Dad getting home at 10-11pm and mom being gone the majority of weekdays at night shifts and only getting 1-3 hours max with the kids during the evening when she is there ..
To think that isn’t problematic bro respectfully is shortsighted
You’re being blind to the forest here — this type of set up doesn’t raise a child, it sustains them bare minimum. Kids NEED parents there 4-5 hours atleast a night and if the parents can’t be there then other family members filling the spot helps tremendously. This is what’s common in the majority of other countries in the east or global south.
I grew up again poor af to immigrants on section 8 but I saw the value of having atleast one stay at home parent, grandmothers, aunts/uncles who filled in and helped raise me. This is simply fact — many westernized countries sacrifice this dynamic for sake of higher earnings. Very few people find the very fortunate exceptions of a strong WLB career with a supportive and good fit spouse that enable the possibility to still properly raise a child.
- Feb 26, 2024·1 replyBirdie 2
My industry is filled with senior level directors and partners who are divorced because they wanted to prioritize earning at the cost of their family — many of them had stay-at-home wives as well. I’ve seen children of people like them such as my peers talk about how it was really detrimental/sad for them growing up.
If you don’t think this is a legitimate concern where you have breadwinners foregoing personal time with their children then our realities/priorities are really different. It happens in every high paying career field outside maybe technology. Both me and my fiancé have good reasons to work and we shouldn’t have to sacrifice an emotionally healthy relationship with our children to do so. We’re already better off than 99% of people but it’s at the cost of our availability to our potential children.
One parent doing 60 or hours a week with other doing 40 and picking up OT shifts sometimes does NOT make for a healthy/happy relationship with children. It’s doable before 4-5 with daycare but once the kid starts elementary it’s very problematic. Dad getting home at 10-11pm and mom being gone the majority of weekdays at night shifts and only getting 1-3 hours max with the kids during the evening when she is there ..
To think that isn’t problematic bro respectfully is shortsighted
You’re being blind to the forest here — this type of set up doesn’t raise a child, it sustains them bare minimum. Kids NEED parents there 4-5 hours atleast a night and if the parents can’t be there then other family members filling the spot helps tremendously. This is what’s common in the majority of other countries in the east or global south.
I grew up again poor af to immigrants on section 8 but I saw the value of having atleast one stay at home parent, grandmothers, aunts/uncles who filled in and helped raise me. This is simply fact — many westernized countries sacrifice this dynamic for sake of higher earnings. Very few people find the very fortunate exceptions of a strong WLB career with a supportive and good fit spouse that enable the possibility to still properly raise a child.
The first part of your post betrays the rest. They wanted to do that. That was their choice. You don't have to do that. You don't need to work 60 hours to make ends meet. You need to make better decisions for yourself.
If you need to work 60 hours to make it work then guess what, buddy? You shouldn't be having kids! When will people wake the f*** up and realize that they shouldn't be having them if they cannot afford to do so in a healthy way?!
- OPFeb 26, 2024·editedEverything
The first part of your post betrays the rest. They wanted to do that. That was their choice. You don't have to do that. You don't need to work 60 hours to make ends meet. You need to make better decisions for yourself.
If you need to work 60 hours to make it work then guess what, buddy? You shouldn't be having kids! When will people wake the f*** up and realize that they shouldn't be having them if they cannot afford to do so in a healthy way?!
If you view on the surface it might seem like it contradicts but not really. No one should have to make the compromise is the main point but because the reality is otherwise, having a village to raise a kid becomes important.
The only reason it’s possible for me to go on down this route with my family priorities is because I have parents to help out with the kid. Otherwise it’s plausible the financial benefits could realistically be outweighed by negative family dynamics.
Again no one should have to make the compromise and to go “well f*** it that’s how it is” is accepting an increasingly s***tier standard of living. 20 years ago I might have been happy with being a normal accountant earning 50k a year on 40 hours. That could actually afford a middle class lifestyle.
I would argue this mentality is incredibly dangerous because it’s indirectly telling middle class people to not have children. All you’re doing is accelerating the wealth gap in that case. You’re actually arguing against the generational social mobility of families.
- Feb 26, 2024emucakes
No. There are people at the border holding their kids in their hands knowing how much better it would to raise them here and you got spoiled American adults throwing self-pity parties on the Internet going 'oh how can you even raise a child if you don't have a million dollars in the bank' like... It's not about just money it's a lifestyle choice and you have to get ready to change every aspect of your life, make compromises and sacrifices to make it work or just don't have kids.
A few years ago I would’ve understood where they’re coming from but as I get older it just comes across as so whiny and out of touch
Feb 26, 2024·2 repliesFree YoungBoyThere’s a multitude of reasons people are having less kids. Not gonna blame it all on the housing crisis.
Most of yall are just whiny and like another user said above wanna have it all and don’t understand life is give and take
you are mad ignorant
there are single, childless people living on their own struggling to get by. inflation and housing rates are going up every single day. in a lot of places, it’s damn near mandatory at this point to have a working roommate if you want to get by
but people choosing not to have kids bc they either can’t afford them or can’t devote a lot of time to them due to working in this s*** economy are just whiny?
- Feb 26, 2024Warren Peace
you are mad ignorant
there are single, childless people living on their own struggling to get by. inflation and housing rates are going up every single day. in a lot of places, it’s damn near mandatory at this point to have a working roommate if you want to get by
but people choosing not to have kids bc they either can’t afford them or can’t devote a lot of time to them due to working in this s*** economy are just whiny?
but people choosing not to have kids bc they either can’t afford them or can’t devote a lot of time to them due to working in this s*** economy are just whiny?
I’d say if you’re whining about it then yeah.
Feb 26, 2024·1 replyWarren Peaceyou are mad ignorant
there are single, childless people living on their own struggling to get by. inflation and housing rates are going up every single day. in a lot of places, it’s damn near mandatory at this point to have a working roommate if you want to get by
but people choosing not to have kids bc they either can’t afford them or can’t devote a lot of time to them due to working in this s*** economy are just whiny?
It's just that most people who complain about it aren't willing to do anything to better their situation.
They'll usually hit you with "I shouldn't have to sacrifice/compromise to get this" and then do nothing else. After a while it just comes off as whiny.
Feb 26, 2024·edited·1 replyMalcolmIt's just that most people who complain about it aren't willing to do anything to better their situation.
They'll usually hit you with "I shouldn't have to sacrifice/compromise to get this" and then do nothing else. After a while it just comes off as whiny.
That's a very conservative view and is essentially just a long winded "pull yourself up by your bootstraps". People having an issue with the systems in place that led us here and doing what they need to do to survive while being understandably drained does not make them whiny
- Feb 26, 2024·3 repliesLaced
That's a very conservative view and is essentially just a long winded "pull yourself up by your bootstraps". People having an issue with the systems in place that led us here and doing what they need to do to survive while being understandably drained does not make them whiny
No idea how telling people to focus on solutions rather than dwell on their problems all the time is a conservative view lol.
Bro we all know the world is f***ed but at some point we gotta shift this conversation towards solutions/things people can do to better their situation.
Most of the time that solution is making sacrifices/compromises which most people don't want to do. I completely agree that people shouldn't have to do those things but that's life and you have to adapt.
- Feb 26, 2024·1 replyFree YoungBoy
There’s a multitude of reasons people are having less kids. Not gonna blame it all on the housing crisis.
Most of yall are just whiny and like another user said above wanna have it all and don’t understand life is give and take
The whole developed world has a sub par birth rate from the semi welfare states with relaxed work hours in Europe/Middle east, to countries like Korea, China, and Japan with cheap housing for their citizens, and every post soviet state. Only developed country with a good birth rate is Israel a legit ethnostate
The only countries who have above average birth rates are in predominately agrarian societies like in Africa, South Asia, or central Asia...
birth rate has more to do with a country becoming more urban/industrial if anything than the cost of living once women can be more than a farms laborers wife they just choose not to have children as much
- Feb 26, 2024·1 replyMalcolm
No idea how telling people to focus on solutions rather than dwell on their problems all the time is a conservative view lol.
Bro we all know the world is f***ed but at some point we gotta shift this conversation towards solutions/things people can do to better their situation.
Most of the time that solution is making sacrifices/compromises which most people don't want to do. I completely agree that people shouldn't have to do those things but that's life and you have to adapt.
It's conservative because life isnt that black and white and it's not that simple sometimes. U have no idea what people might be going through or if a solution is even possible at that moment. Like, more than half the nation is living paycheck to paycheck so it's a little more deep than "just making sacrifices/compromises" for a lot of folks lol
- Feb 26, 2024Laced
It's conservative because life isnt that black and white and it's not that simple sometimes. U have no idea what people might be going through or if a solution is even possible at that moment. Like, more than half the nation is living paycheck to paycheck so it's a little more deep than "just making sacrifices/compromises" for a lot of folks lol
What I said isn't black or white that's just life you gotta focus on figuring out solutions then just keep dwelling your issues forever.
Also I didn't say that making sacrifices/compromises was the solution for everyone, but it applies to a lot of people. Not everyone, especially not half of this nation are these extreme unique cases where they can't do anything for their situation and no general advice/solutions can apply to them.
- Feb 26, 2024Malcolm
No idea how telling people to focus on solutions rather than dwell on their problems all the time is a conservative view lol.
Bro we all know the world is f***ed but at some point we gotta shift this conversation towards solutions/things people can do to better their situation.
Most of the time that solution is making sacrifices/compromises which most people don't want to do. I completely agree that people shouldn't have to do those things but that's life and you have to adapt.
“Most of the time that solution is making sacrifices/compromises which most people don't want to do”
every parent who is worth a damn is already doing exactly that. like wtf are y’all talking about?
i have a friend who works 10 hr days 5-6 days a week to support his kids. he’s a good dad, always w his kids on his 1-2 days off but i can only imagine how stressful that kind of setup is and it’s a big reason why i dont see myself having kids
calling people whiny for pointing out our f***ed up system is textbook conservative behavior. majority of folks hate working and having to pay a s***load of bills but we still do it. it’s human nature to complain while still taking care of business. get that through your thick ass skulls lol
Feb 26, 2024Some of y’all really have a superiority complex when it comes to other peoples lifestyle choices thinking you know exactly what somebody else should be able to handle mentally while only being in your shoes your entire life
i wish y’all some inner peace- OPFeb 26, 2024·editedbandslabands
The whole developed world has a sub par birth rate from the semi welfare states with relaxed work hours in Europe/Middle east, to countries like Korea, China, and Japan with cheap housing for their citizens, and every post soviet state. Only developed country with a good birth rate is Israel a legit ethnostate
The only countries who have above average birth rates are in predominately agrarian societies like in Africa, South Asia, or central Asia...
birth rate has more to do with a country becoming more urban/industrial if anything than the cost of living once women can be more than a farms laborers wife they just choose not to have children as much
The only reason Israel has good work life balance is because the US government quite literally subsidizes their society — they don’t have to work very hard so the birth rate is higher. Their technology sector is all foreign investment and higher education is to paid for by foreign aid to the country
Their government/indirectly the US pay for ultraorthodox people’s housing/living expenses while they sit at home studying religion and have 4-5 kids on average.
- Feb 26, 2024·edited·1 replyMalcolm
No idea how telling people to focus on solutions rather than dwell on their problems all the time is a conservative view lol.
Bro we all know the world is f***ed but at some point we gotta shift this conversation towards solutions/things people can do to better their situation.
Most of the time that solution is making sacrifices/compromises which most people don't want to do. I completely agree that people shouldn't have to do those things but that's life and you have to adapt.
The day you wake up and realize this is what america deserves for selling an illusion to generations of people and driving people insane you’ll realize why nobody wants to make sacrifices for this society anymore malcolm. People are adapting by trying either trying NOT to repeat cycles they’ve seen before them or saving themselves first. To create a problem - Sell the solution is fundamentally american. Nobody is in the game of creating solutions for free sir. When’s the last time a genuine movement happened that wasn’t co-opted by corporations,government or some of the most greedy people influencing it? What are we gonna do tell people to get off their phones? what are some realistic solutions malcolm? There is so much fear instilled in this country to divide us, and immense distrust among people who don’t share the same views. There is no community if there is no trust