Oak

5y

So my mother, brother, and I currently live in a house but we are renting. Currently, we have a month-to-month lease and our landlord proceeded to lie and tell us he wasn’t selling his house anytime soon. Then four weeks later he called back and gave us a 30-day notice to move.

As a result of this, we have had a hard time finding another house. And my mother doesn’t want an apartment. So she contacted a mortgage lender last week and they told her that my 780 credit score would most likely have to be used. Now my mother has been stressing me out and essentially harassing me over my credit score. Now neither of us makes a lot of money. I only work part-time so I don’t even know why a lender would approve me for a 300,000 house.

So today the mortgage lender called my mother and sounded very excited regarding my credit. He asked her “so which area are you guys looking to move and how much?” Which made my mother thrilled and very happy. The issue with all of this is - I’m going to UVA next fall and I DO NOT want to buy a house. I won’t even live there! The mortgage lender also told her that after we own the home for a year, we can easily refinance and have the home put entirely on my mother's credit. But that sounds wayyyyy too easy, especially when my mother's credit score is like a 490.

I feel like I’m witnessing the death of my future before my eyes. Now my mother keeps sending me long texts telling me “we don’t have any other options.”

I am panicking on the inside. For years I worked hard to maintain my credit and now I’m being pressured by my mother and a mortgage lender. Life was going so well for me but this s*** has been keeping me up at night. Causing me to lose sleep. My mother is terrible with finances so I know this situation is going to turn very bad for me. It sucks, even more, I don’t have anyone to vent to…. My mother’s friends and family members are encouraging her for this. I feel like I'm the only one who even cares about my credit or my future.

Twist Your Cap

5y

HOLY S*** LMAOOOOOOOOOOOOOOOOOOOOOO WHAT IS IN THESE PEOPLE'S WATER????????????????????

Real

5y

I'm sorry, OP. Hoping this clears up.

On the other hand, wahoowa! Go Hoos. You're going to love Charlottesville.

kiddash3r

5y

Thats the dude who wanted to abolish hospitals it all makes sense,just ignore him and focus on OP

Twist Your Cap

5y

OH MANNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNN

valenciaga

5y

really? lol

i don't think i need to spell it out for you but like that other dude said - if it was a single father, this wouldn't be a thread. He would just do it.

valenciaga

5y

What's the correlation?

Majin GoldenChild

5y

Yea that’s f***ing bullshit and a generous assumption

Stop with this fake equality, consider the opposite scenario straw man bullshit

valenciaga

5y

Cut the bullcrap, you know exactly what I'm talking about (even though you obviously disagree)

kiddash3r

5y

Thats the dude who wanted to abolish hospitals it all makes sense,just ignore him and focus on OP

Champion Holle

5y

Thread is everything wrong with this site tbh

OP can help a struggling woman but goes to KTT for advice instead.

valenciaga

5y

I considered the other side, clown. That's what I was addressing in the post you quoted.

kiddash3r

5y

Thats the dude who wanted to abolish hospitals it all makes sense,just ignore him and focus on OP

Twist Your Cap

5y

you're killing me man

valenciaga

5y

lowkey lol

idk if it was intentional but misogyny for sure was reeking in op's post and a lot of the other ones itt

kiddash3r

5y

Thats the dude who wanted to abolish hospitals it all makes sense,just ignore him and focus on OP

Twist Your Cap

5y

I HAVE NO IDEA LMAO

DUDE WHAT?????? THIS IS ABOUT FINANCES

Majin GoldenChild

5y

Calling me a clown ??? With your clown ass weak troll posts

BillyShears

5y

Wait you’d co-sign a car????????!!!!!!!

Majin GoldenChild

5y

· edited

I know what’s in it I aint gon say it tho