Oak

5y

She’s mad. She entered the house and didn’t even say hello

Oak

5y

She’s mad. She entered the house and didn’t even say hello

Oak

5y

She’s mad. She entered the house and didn’t even say hello

Oak

5y

So my mother, brother, and I currently live in a house but we are renting. Currently, we have a month-to-month lease and our landlord proceeded to lie and tell us he wasn’t selling his house anytime soon. Then four weeks later he called back and gave us a 30-day notice to move.

As a result of this, we have had a hard time finding another house. And my mother doesn’t want an apartment. So she contacted a mortgage lender last week and they told her that my 780 credit score would most likely have to be used. Now my mother has been stressing me out and essentially harassing me over my credit score. Now neither of us makes a lot of money. I only work part-time so I don’t even know why a lender would approve me for a 300,000 house.

So today the mortgage lender called my mother and sounded very excited regarding my credit. He asked her “so which area are you guys looking to move and how much?” Which made my mother thrilled and very happy. The issue with all of this is - I’m going to UVA next fall and I DO NOT want to buy a house. I won’t even live there! The mortgage lender also told her that after we own the home for a year, we can easily refinance and have the home put entirely on my mother's credit. But that sounds wayyyyy too easy, especially when my mother's credit score is like a 490.

I feel like I’m witnessing the death of my future before my eyes. Now my mother keeps sending me long texts telling me “we don’t have any other options.”

I am panicking on the inside. For years I worked hard to maintain my credit and now I’m being pressured by my mother and a mortgage lender. Life was going so well for me but this s*** has been keeping me up at night. Causing me to lose sleep. My mother is terrible with finances so I know this situation is going to turn very bad for me. It sucks, even more, I don’t have anyone to vent to…. My mother’s friends and family members are encouraging her for this. I feel like I'm the only one who even cares about my credit or my future.

Oak

5y

She has a business license. So her plan was to deposit $600 into my account every week and just tell the bank I work for her so it would boost the gross income. Then we were approved I would give it back.

dundis

5y

good job king. next time that leech of a mortgage broker calls you answer and say the whole thing is off

Smacked Voodoo

5y

Ya mom bouta do something that is likely illegal and will then have the IRS on your ass just because she don't wanna live in an apartment...bruh what kinda mom is setting their child up to have debt collectors and IRS on their ass in just their early 20s OP you gotta do something

Oak

5y

I texted her and told her I would not be going through with it. But she kinda ignored my message and acted as if I didn't send it. She entered the house frustrated but then spoke to me as if nothing was was wrong. Her behavior is sus

Oak

5y

I texted her and told her I would not be going through with it. But she kinda ignored my message and acted as if I didn't send it. She entered the house frustrated but then spoke to me as if nothing was was wrong. Her behavior is sus

Oak

5y

I texted her and told her I would not be going through with it. But she kinda ignored my message and acted as if I didn't send it. She entered the house frustrated but then spoke to me as if nothing was was wrong. Her behavior is sus

Oak

5y

She's on the phone with her friend STILL trying to figure out ways to boost the income wtf

lorddell

5y

She tryna act like it didn’t happen ah ah ah don’t fall for it😂

Oak

5y

She's on the phone with her friend STILL trying to figure out ways to boost the income wtf

Oblivion X

5y

Talk to her face to face

Oak

5y

She's not hearing me. She completely distregarded my message.

Smacked Voodoo

5y

Bruh freeze your credit now lmao