Reply
  • OP
    May 2, 2023
    ·
    1 reply
    Bandito

    You should look into grants.
    Always pay your credit card off immediately and if you have to pay the minimums balances do the ones with the highest interest.

    That’s what I’ve been doing so far. So I charge my capital one card and then pay the minimum balance. I’m just worried I won’t be able to bail myself out

  • May 2, 2023

    Bruh McDonalds NEEDS niggas rn

  • May 2, 2023

    I'm prob going to be in debt until my mid 40s and that's just the way it is. If I cared too much I'd blast myself.

  • May 2, 2023
    ·
    2 replies

    Y’all should set up a go fund me for my mans

  • May 2, 2023
    ·
    1 reply

    That ain’t even that much you’ll be fine

  • May 2, 2023

    some of y’all could knock this off rn

  • May 2, 2023
    ·
    2 replies
    bossyyyyy

    Y’all should set up a go fund me for my mans

    Bro casually leaving $3k Burberry bags in his car overnight I'm not donating to no gofundme for this man

  • May 2, 2023
    ·
    2 replies

    Having debt is actually a good thing you should never be debt free. Means you aren’t utilizing the capital available to you

  • OP
    May 2, 2023
    Water Giver

    Cut one of your living places out or stop going to college for a year until you find a job and get accustomed with it

    I already took a break from college in 2021. I want to make experiences, memories, and make the most of my college years. I don’t want to take a break and then lose out on a good college experience

  • May 2, 2023
    ·
    1 reply
    bossyyyyy

    Y’all should set up a go fund me for my mans

    Doesnt he buy designer s*** that gets stolen in cars? We not donating

  • May 2, 2023
    DEL634

    Bro casually leaving $3k Burberry bags in his car overnight I'm not donating to no gofundme for this man

    Right

  • May 2, 2023
    Oak

    Cognitive science with CS concentration

    yeah ure paying this off on your first payday

  • May 2, 2023
    CutiePieHole

    Doesnt he buy designer s*** that gets stolen in cars? We not donating

    Exactly.

  • OP
    May 2, 2023
    nokonevermrs

    maybe try getting a job on campus? if you cant get financial aid maybe talk to your career advisor and see if theres a different sort of aid you can be on other than the one you had? if youre in debt im sure something can help. idk why you asked this forum though, they cant do much

    I put in some applications for summer jobs and jobs via work study.

  • OP
    May 2, 2023
    ·
    1 reply
    NICEMAN

    Thought this sounded like the guy whose mom spent $8000 on a parrot and it's deadass him Tell her to start pulling her weight @op, dafuq

    She’s been trying to sell him but no one will buy him. My mom also works 3 jobs

  • AR15 💯
    May 2, 2023
    ·
    1 reply
    Oak

    It’s from a previous home. So my mom and I moved out of our old house in 2021, but we had an outstanding water bill. They sent it to collections and we had like a payment arrangement set up. The issue is - if we don’t pay it then it goes in my credit as a judgement

    Damn bro if its already in collections your credits already f***ed will a judgement be that much worse?

    I wouldnt pay it and let it fall off your report in 7 years

  • May 2, 2023
    ·
    1 reply
    Smoofer

    Having debt is actually a good thing you should never be debt free. Means you aren’t utilizing the capital available to you

    Yup I only seen fake woke niggas say never take on debt.. like how you gonna get a house, car, or go to college??

  • OP
    May 2, 2023
    ·
    1 reply
    Prosper

    You got the water running in every spot in your house 24/7 or something

    The water bill is from our old house. The water company sent the outstanding charges to a collection agency who is owed $632

  • May 2, 2023
    Sir Real

    Sounds like that guy who stole your cards was doing what’s best for you

    Mfers that were trying to shoot him just wanted him to be put out of his misery

  • May 2, 2023
    ·
    1 reply
    Caun

    Yup I only seen fake woke niggas say never take on debt.. like how you gonna get a house, car, or go to college??

    S*** makes no sense lol you should pay cash for as little as you possibly can

  • OP
    May 2, 2023
    AR15

    Damn bro if its already in collections your credits already f***ed will a judgement be that much worse?

    I wouldnt pay it and let it fall off your report in 7 years

    It’s not on my credit yet. The collection agency hasn’t put it on and I don’t end to lose credit points

  • May 2, 2023

    Not as unusual as you’d think

  • HBDUSA 🇺🇸
    May 2, 2023
    ·
    1 reply
    babylon sherm

    Stop paying rent in two places when you’re only living in one? Idk man, kinda impossible to pay two people’s rent (three people really; your dorm rent, your share of rent for the house and your moms share) and water bills with no steady income

    It reads like he’s paying rent at 3 f***ing places?????

    2400 for home and school

    Then now he has an additional 1400 from the dorms?

    What??????

  • OP
    May 2, 2023
    ·
    1 reply
    DEL634

    Bro casually leaving $3k Burberry bags in his car overnight I'm not donating to no gofundme for this man

    I get your point, however, the Burberry bag was $1k and I bought it during the pandemic. It was a one time thing.

  • OP
    May 2, 2023
    ·
    2 replies
    HBDUSA

    It reads like he’s paying rent at 3 f***ing places?????

    2400 for home and school

    Then now he has an additional 1400 from the dorms?

    What??????

    My post was kinda confusing. I pay rent at two places. Rent at home is $1,000 and the dorm is $1,400.

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