Just financed a car last week

I brought a 06 Volkswagen straight cash last year and regret it. I’ve been fixing so much s*** on it and my check engine light just came on AGAIN I know how to fix a lot of it myself but I can’t keep sinking money into it

Soon as my money right ima finance somethin new ya boy got that good credit too

You can always find amazing lease deals

Just buy mine

Don’t like car payments.

Lease? Finance? Call me Flacc Ramsey.

Lease is the way to go, you can finesse the system like crazy

Drive 80k miles in 3 years and trade that b**** in with one payment left, you only gotta pay your one payment

We don't lease; we buy the whole car, as you should

hov probably wouldnt do that now

wat u buy?

Toyota's the only cars that keep 50% of their value, so that's the only new car I would actually buy.

hov driving

No that's easier said than done. Debt is neutral. It can go easily good or bad both ways if you have a severe accident or an emergency.

to sum extent

But it's about the same cost in paying out of pocket vs paying those high ass payments over a few years.

Why y'all buying y'all cars with cash? Genuinely curious. I thought leasing was the way to go, because cars depreciate in value

That's why you buy the used focus for work, and lease the nice one for the weekend b****es

We buying used cheap cars cash to drive to work. Leasing a second car for a backup.

If you smart and give a down payment with good credit while financing then the payment isn’t high. People show to the dealer with no credit and no down payment, that’s why they get a $500 monthly payment. Or they try to live above there means.

Finance used cars, pay it off, take care of it, then drive it until the expenses aren’t worth it.

Rav 4

cars?

Neither my s*** paid off and I’m riding this b**** til the wheels fall off.

Most people will tell you to buy, but you realise most of them bought used cars that they have to fix something on every 5-6 months

If you have money saved up, put a down payment and Finance. This is probably the best option cause you buy a decent car that you may be able to pay off within 4-5 years, or even less

Lease is cool, if you want a brand new car that you don't really think u'll need in 3-4 years and u ok with the monthly fee

hmmm that makes sense. I got dealt with a brand new truck passed down from me with $400 payments

Like got damn no down payment or anything?

$400 for a truck? That’s cheap lol. I know and heard of people paying $800+ monthly for a truck