You live in NYC there is no retirement
Move
Also social security exists tpo in retiremebt if you work enough and file things correctly
Its not just your sole based money earning lol
Everbody on here make 80K+ one of y’all lying
Half of them also add they live in NYC so its not too unbelievable why theyre still f***ed with a salary that is amazing in 95 percent of the country
One of the dumbest posts I’ve ever read..Ever heard of compound interest? Index Funds? Dividend reinvestments?
Max out your 401k. Open up a Vanguard/Fidelity account. Put all spare money into it. Have millions at retirement age or much earlier, depending on goals and lifestyle.
How bout you max out some b****es
And another thing -
As a man that was born in raised in Bayarea the other most expensive USA place after NYC, but then moved to AZ due to cheaper living:
I will continue too advocate for yall to get the hell out of those sinking money pits & limited jobs of the top 5 expensive places.
I live in AZ for most the year, CA Bay for part.
I live like a king in AZ and since i live right outside phx, another major city (and in terms of sheer built size its the 3rd biggest in the country) i still get the city life but way way less expensive & less hectic.
Find a new place to live. There is so much land and opposite out there in 90 percent of the rest of the countey especially if you take your job, talent and money from your more exuberant living city/state.
There is more out there without living in a dystopian off of an exaggerated "importance" idea and image of the place that doesnt exist anymore since 20 to 30 years ago.
One of the dumbest posts I’ve ever read..Ever heard of compound interest? Index Funds? Dividend reinvestments?
Max out your 401k. Open up a Vanguard/Fidelity account. Put all spare money into it. Have millions at retirement age or much earlier, depending on goals and lifestyle.
Yeah i said it earlier idk why he think Retirement is strictly just saving pocket change lol
If you work a decent mainstream easily to account for job and arent an independent/niche worker or small/local personal business owner then there is no excuse that you should be sweating retirement this bad honestly.
Learn about retirement options and financial literacy like Big Dog said @op
And also take in my essay above into account
Good luck
Everbody on here make 80K+ one of y’all lying
True they all make 100k
8 inch d***s too
It’s crazy how i do have some investments for the future and s*** but by 2050 i’ll be 50 yet this country is gonna look so drastically different idrc much about pouring time into it
Probably just gonna ride out the military thing retire that way.
Retirement pay + contracting job is some serious paper
I'm 22 and have been following music blogs since 2007, literally seen all the current hot artists come up from being nothing
You got nearly a decade listening to and covering this music s***? You ever had a twitter account with thousands of followers because of you sharing your two cents on music? You get reached out to by heads at Universal when you were 19, asking if you would be interested in helping them find new artists?
I was doing street team s*** for f***ing Thank Me Later when half this forum was literally 8-12 years old, f*** out of my face with your dumbass presumptions
This is my second account for f***s sakes and it's twice as old as yours, been on KTT for nearly 4 years
Sit the f*** down child
Probably just gonna ride out the military thing retire that way.
Retirement pay + contracting job is some serious paper
What branch you in cuh?
I'm 22 and have been following music blogs since 2007, literally seen all the current hot artists come up from being nothing
You got nearly a decade listening to and covering this music s***? You ever had a twitter account with thousands of followers because of you sharing your two cents on music? You get reached out to by heads at Universal when you were 19, asking if you would be interested in helping them find new artists?
I was doing street team s*** for f***ing Thank Me Later when half this forum was literally 8-12 years old, f*** out of my face with your dumbass presumptions
This is my second account for f***s sakes and it's twice as old as yours, been on KTT for nearly 4 years
Sit the f*** down child
Brainfeeder?
Idk why people are mad that I don’t want to work myself to the bone sacrificing my mind, body, and time for money.
I hate money. This s*** is soulless. Sacrificing todays joy, fulfillment and happiness for a chance at joy, fulfillment, and happiness tomorrow. Like you can do everything “right” then forces outside of your control can cause you to lose everything. Idk I talk to a lot of old people and they always regret playing it safe.
Maaaaan I’m done. I’m getting my money up. Gonna find avenues to keep money keeping in even when I’m asleep. And live.
I’m done trying to get rich. Done worrying about hitting my metrics. Done trying to get status. Done with productivity. Done optimizing. Done trying to be a somebody.
My new goal is die broke and around loved ones.
I make money. I spend money how I see fit. I save and invest the rest.
How do you live?
How exactly did you come up with this 2 million dollar figure?
Also, at a certain point you should have multiple streams of income and investments. Don’t just rely on your paycheck your entire life.
Idk why people are mad that I don’t want to work myself to the bone sacrificing my mind, body, and time for money.
I hate money. This s*** is soulless. Sacrificing todays joy, fulfillment and happiness for a chance at joy, fulfillment, and happiness tomorrow. Like you can do everything “right” then forces outside of your control can cause you to lose everything. Idk I talk to a lot of old people and they always regret playing it safe.
Maaaaan I’m done. I’m getting my money up. Gonna find avenues to keep money keeping in even when I’m asleep. And live.
I’m done trying to get rich. Done worrying about hitting my metrics. Done trying to get status. Done with productivity. Done optimizing. Done trying to be a somebody.
My new goal is die broke and around loved ones.
I make money. I spend money how I see fit. I save and invest the rest.
How do you live?
money is just the price we pay to be able to do the things we love. it is but simply a tool.
and other than 90% of your peers you already have that tool. so you are able to create a comfortable lifestyle for yourself. maybe not forever, but definitely for a while.
appreciate how privileged you are to be in this situation and make the best of it