funtimes

5y

weirdo is the n word for us

worldpeace

5y

queef latina

worldpeace

5y

queef latina

worldpeace

5y

queef latina

worldpeace

5y

queef latina

sace

5y

similar writing style? preferably

plants

5y

I'm poor too bro 😭

worldpeace

5y

the point is the person receiving the loan may not realize it is a predatory loan

Lightsxo

5y

That’s where the magic word of culpability comes into play.

If Benny signs that contract he takes culpability for the loan terms.

You really can’t use naivety as a crux here

youdidtht

5y

Idk about all that sin s*** but it is a very wack predatory/advantageous thing. A flat rate fee would be better than increasing the fee over time like b**** you knew I aint having nothing since the start smh

frenchpress

5y

wtf happenin itt

0ddJay

5y

yeah I get that it has to be worth someone's while to loan you money but the way it's implemented is very predatory. an example would be the way cc companies try to get you to pay the minimum monthly so you ultimately end up paying the most amount of interest possible.

Lightsxo

5y

I understand your point genuinely I do and like I said earlier in a vacuum and on paper I agree with it.

But realistically why should a lender give you an interest free loan with no incentive for them.

Let’s more this away from theoretically and how this can be implemented in the real world.

Lightsxo

5y

That’s where the magic word of culpability comes into play.

If Benny signs that contract he takes culpability for the loan terms.

You really can’t use naivety as a crux here

Ooo

5y

I don’t think it’ll ever work in western culture due to how we falsely view work. We like to believe the more successful we are the harder we work. We see minimum wage/lower work as “easier” tho it’s more demanding than many high paying jobs especially if you have any care about your job.

There’s this sense that people won’t work as hard if they “give their money to others” but that’s pretty much a thing already with taxes. I’ll be honest and say I don’t really know much about the topic , I just know it wouldn’t be accepted in western society

Lightsxo

5y

Eh I agree that jobs at the “lower” end of the pay scale are harder but the incentive is to progress so it becomes easier. Or for me anyways.

I agree it won’t work in current society because people who champion socialism 100% won’t like how restricting it really is

worldpeace

5y

why not? of course he takes responsibility for accepting the terms of the loan, he cant backtrack, but thats not the point, the point is that he does not understand the full weight of the terms before accepting

Tadow

5y

Why would you accept something and not understand the terms