50,000 - 5,400 = 44,600

Don’t pay s***.

Let those interests accrue until your total debt is 50K, then spend all of your savings in paying it off at once. The system rewards the ones who make sacrifices. You will lose all of your money but you’ll get the highest credit score which is what you want.

PM me for more financial advice

Op made thread title seem like he’s having issues

Go f*** yourself

Man OP doesn't even have a problem he just wanted to flex

find another credit card with 0% and transfer that s***

just make sure your usage rate stays under 20% for the best credit rating

also you should be putting some of that savings in something higher risk than cash

This is the dumbest s*** ive ever seen lmaooo

(going in debt)

50k in savings

I want tbjs f***er banned

Pay all those balances in full

Then you're left with 44.6k

Open high interest savings account and put in there between 3-6 months of living expenses ( that should be around 10-15k, depending on where you live)

Then open Roth IRA and max it out for this year and last year (6k for each year, 12k total)

Now you're left with around 10k

Now you can open separate taxable brokerage account and invest some of that money in index funds

What ever you have left you can play around with stocks or crypto

just take it out of your savings and take the L

now you know how to manage your money better

Wire me the 50k and I will pay off your credit cards

F*** YOU OP! THIS A FLEX THREAD, AND NOT EVEN A GOOD ONE

Thanks op I called Lamar you’ll be expecting someone very soon :)

First mistake is paying minimum balance.

cap this nigga my neighbor he make onlyfans content he be dressing like a fox and getting pegged i be staring thru my fence in the backyard

Why you getting credit cards if you not paying em off

^

You only have like 6k in debt and 50k in your savings and you can’t figure this out?

Rich people are so f***ing stupid man. F*** you OP.

For January I paid over the minimum balance for all of them so hopefully my credit rises.

I’m not trying to flex 💀 for November and December I only paid the minimum balance and thought my credit would continue to rise. I now understand it’s the utilization + balance that’s bringing it down.

It was definitely a learning experience