First things first many of us are getting scammed so flagrantly it’s disrespectful. Making this s*** mandatory is such a curse. Im not sure if this is a universal issue in America or other countries but the tristate peoples on here know what I’m talking about. HOWWWWWW is it legal to charge somebody with no accidents in 5 years over $200 a month, let alone the fact my s*** just increased b 83% to what will be $360 a month because of a bullshit reckless driving ticket that I got from a bored bitter police officer (another issue but that’s neither here nor there I guess) . It’s only my 2nd or 3rd ticket with points in the last 5 years I believe I have six points … maximum

HOW IS THIS ALLOWED, war on the working class is so crazy

Car and parts prices go up
Car insurance goes up

Maybe you shouldn't drive recklessly?

Depending on what state you're in, you could just be paying for the other drivers on the road

Since insurance is mandatory, you can't just refuse coverage to someone legally. So, what some states do is for the high risk driver's premium be distributed amongst other drivers of that state

Also, that's a hell of a lot of points

But yes the insurance industry is rooted in racism, and hoarding assets

Officer pulled me for speeding despite that I slowed down to 25 mph when the signs signaled a limit change, but claimed I was still going the speed of the previous speed limit,

Ctfu

It’s funny I just made this thread last month and I completely agree OP. Honestly been tempted to just stop having insurance and taking the risk

It’s kinda crazy that people are allowed to make money off of the risks that you are forced to take as a member of society

Like, you can’t exist without a car in America and you can’t exist without car insurance, but there isn’t really anything stopping an insurer from just charging u thru the roof

I was once a feminist until I found out that women pay much less towards car insurance than men on the sole basis of gender

I heard somewhere nj charges one of the highest prices for insurance

Also 6 points is crazy

Buddy a super speeder

It’s terrible nowadays. I know niggas in Toronto with a $700 car note + $500 monthly for car insurance. That should be illegal.

just don’t buy it

I work in auto insurance
Are you under 25? + yes bruh 3 driving tickets in the past 5 years are going to impact your rates LMAO what type of question is this you’re lucky you’re paying >400 /mo for that wtf

Talking about “war in the working class” with 3 driving tickets boy if you don’t auto insurance is mandatory cause of ppl like you bruh if you f*** someone else up and are uninsured you’re not gonna have the potential tens of thousands to pay out of pocket for their property and medical expenses. Everybody hates insurance until they need it - which is understandable if you never need it - but everybody does at some point

Imagine if the tables were turned. Somebody f***s your s*** up you have to go to the ER and your car is totaled. The other person is a cheap bum with no job or insurance. Now you gotta get a lawyer and sue this broke for something they don’t got and you’re stressed as f*** for the next x years trying to recover from this. That’s not fair is it?

I’m sure other countries have some other public insurance system or something but the point is it’s necessary

L driver

when i drive my car i feel like those lift operators at Home Depot like im doing a job

Not true, but a great narrative

Continue cooking

u got 3 tickets bro

rates are going up across the board tho it sucks

nothing good with it

idk how ur bill got so high, maybe try progressive

its definitely good to have insurance both legally and just to be safe

i went a few months without insurance

got into an accident

couldnt get my car inspection passed due to accident

repairs cost 3k

i didnt get it repaired, went to a friend for the inspection to pass it

car gets stolen 2 months later

got 8k from insurance

didnt have to pay to get car fixed, used 8k to get new better car, life is great

insurance is good

This isnt what happens, if the hypothetical victim is insured then they get their bag