Mar 7, 2021Discover it secured card
Mar 7, 2021·3 repliesIdk why mfs so afraid of credit cards
Mar 7, 2021PARTY Gets Me WetrBut op whatever you do, do not get a credit card UNLESS you’re bringing in decent money. If you aren’t making at least $35,000 a year after taxes, don’t do it
This is horrible advice, what are you talking about
Mar 7, 2021got my first credit card at 20
now 24 with $9k in credit card debt
don't be like me
- Mar 7, 2021
I got a 20 month 0% interest card I put my class on that I’ve been paying off. Always pay more than the minimum due and I’m almost done now
rano 🇧🇷Mar 7, 2021·1 replycreditcards in 2021
- Mar 7, 2021
Young DDamn fam, you just gotta trust that people won’t be idiots.
It literally doesn’t matter if someone is making 100k a year vs someone making 20k, they could both easily abuse it, it has nothing to do with how much money you make lmfao.
Telling someone NOT to get a credit card (and therefore not build their credit, which is something everyone 100% needs if they’re not trying to drive a s***ty car and live in a trash apartment forever) is probably the worst financial advise you could give someone. In fact, one of the top 5 pieces of advise that I’d give myself at 18 if I could would be to get a credit card instead of waiting until I was 26.
Ok fam I hear you. More money won’t automatically help make better decisions, education will.
I just got overwhelmed with seeing the standard being that everyone should get a credit card as soon as theyre eligible without stressing the importance of having to pay it back. Hence why America is leading in consumer debt.
As I said before, credit can help you do great things like get a new car and nicer crib, which we both agree on. But the focus should be more on your income to back it up. If you’re not making enough money, you will definitely become a slave to those things that were placed to make your life better
Mar 7, 2021·1 replyGood and credit doesn’t belong in the same sentence
Mar 7, 2021money
Mar 7, 2021dawgGood and credit doesn’t belong in the same sentence
You just used them together though
- Mar 7, 2021
- Mar 7, 2021rano
creditcards in 2021
That is the subject of the thread, yes
lucid 🌹Mar 7, 2021def chase for me
frenchpress ❇️Mar 7, 2021some cards may give u cash or points back when u purchase things but only the apple card will ur girl on top of u guaranteed
Mar 7, 2021Amex
- Mar 7, 2021·1 replyMajin GoldenChild
It literally doesn't matter.
i got a hotel for me and my girl friend for valentines day for free, it does matter lol
- Mar 7, 2021Mac Wit Da Cheese
Idk why mfs so afraid of credit cards
bc they like kids with finances
- Mar 7, 2021·1 replyJT is Electric
i got a hotel for me and my girl friend for valentines day for free, it does matter lol
Why lol
Mar 7, 2021Kr0niicDisagree
Get one no matter how much you make. Only spend what you can afford.
Same, if you got the discipline you should never be using anything other than a credit card to buy things.
Treat them like cash, only buy what you need and can pay off in full at the end of the month.
If you are worried about spending, just use it only for gas for your car.
- Mar 7, 2021Majin GoldenChild
Why lol
You get rewards points for just being a member. I got over 300 bucks worth of Hotel
Mar 7, 2021·editedIf you’re with Navy Federal and have decent credit get the cash reward card.
And by decent I mean like beginner credit without any demerits.
- Mar 7, 2021
PinheadAMEX
You had an AMEX as your first card?
Mar 7, 2021·1 replyMac Wit Da CheeseIdk why mfs so afraid of credit cards
Man it’s an easy way to raise your credit score. Just don’t overspend and pay your balance off
- Mar 7, 2021Default
Man it’s an easy way to raise your credit score. Just don’t overspend and pay your balance off
Exactly, have it dedicated to one bill to start. Like gas
Mar 7, 2021·1 replyMac Wit Da CheeseIdk why mfs so afraid of credit cards
Because the crazy amount of debt racked up. You think financial education is easy as everyone says but the reality is that it isn't