This is actually cheaper than I thought for NYC.

Aye yo wtf. I need to move to GA, these apartments look nice and not expensive.

right in the middle of the city to

gentrified area type s***

all the food spots mad expensive

those prices are more closer to the unwanted boroughs tho

I keep saying I’m going to apply for jobs in GA since I went to college there, might actually follow through.

The Governor is low tier though.

Figures cause for NYC I’m expecting hella expensive even for a studio, with no washer or dryer and like 400 sq ft.

as someone who has lived in multiple apartments in the City I would recommended Brooklyn > Harlem. Bushwick ain't that expensive still (i think). Good social scene when things start opening up, lot of artists live there, nice restaurants, cool place in general. I would steer clear from places further out like Brownsville.

Not necessarily. I live in a pretty nice 1br in East Village and my rent dropped from 2000 to 1600 this year because of the pandemic.

First steps are calling/visiting the place and asking them about pricing

But you might not get far at higher end complexes if you have no job or credit dawg, like someone else said you should prob look into a private landlord or Airbnb lmao

your rent dropped 20% in a EV apartment???? lmaooo aight

I remember my first apartment

You're probably going to need a co-signer. I didn't read through the thread but location is huge.

I would suggest trying to get a unit on the top floor.

Find a unit with washer / dryer in unit.

Research the neighborhoods you're trying to live in.

You might have to buy insurance for your apartment so beaware of that. Don't forget security deposit and first months rent when you move in.

Thanks for the advice man, yeah I like Bushwick area a lot. Kick it there sometimes to check out the stand up comedy & like you said its pretty artsy. Like how its mostly young ppl just vibing

Didn't even know it but I already have a near 700 credit score

lol wow im so happy

read first page lol

Oh s*** lol. You should be good for a decent apartment.
I had mine at around 650 when I applied. Just make sure your financial records show you can afford the rent

All I gotta worry about is stacking bands now

still gonna try and get it higher

ok

This is mad aggressive.

Can you guys help me

What is the difference between Available Credit and current balance ??

is available credit my money ???

I bought something and I'm trying to pay it off but it came off of my available credit and not my current balance ??

10k but no credit?

came to find out my credit score is actually above 700 lol

I just never checked it

Yeah I was going to say if you're a full grown adult most people have at least some stuff contributing to their credit. If you're above 700 honestly should look into a house, something small you could be paying the same if not less than what you would pay for an apartment, they tend to be way over priced. Like for example I pay 440 a month for lot rent for my trailer, you could never find an apartment that cheap.

im still young lol and dont really have life figured out yet

just trying to figure out my life and get bred dont know about affording a full house or something yet

plus im kind of scared of having my own house

Current balance on your Credit card should mean what you owe. How much credit you’ve used.
Available credit is the amount of credit you have left to use.

So let’s say your credit limit is $500.
You use it on a $50 purchase.
Your current balance is $50 (what you owe)
And your remaining/available balance is $450.
Always pay more then the minimum amount every month. That way your don’t end up paying a lot in interest charges.

True but op seems hella young. So throwing all the responsibilities of a house at him rn seems excessive