Apr 10, 2021·1 reply
GAYFORSALEMim still young lol and dont really have life figured out yet
just trying to figure out my life and get bred dont know about affording a full house or something yet
plus im kind of scared of having my own house
Yeah which makes sense completely. Was just something to keep in mind when you're considering cost vs what you're getting out of your purchase. I mean man I'm only 22 too I feel you 100%
- Apr 10, 2021·2 replies
ThizzCurrent balance on your Credit card should mean what you owe. How much credit you’ve used.
Available credit is the amount of credit you have left to use.So let’s say your credit limit is $500.
You use it on a $50 purchase.
Your current balance is $50 (what you owe)
And your remaining/available balance is $450.
Always pay more then the minimum amount every month. That way your don’t end up paying a lot in interest charges.ok thanks
I was confused because the credit number had changed but I didn't have a balance
just realized the payment was still pending
How much do you think I should be spending on my CC and when should I pay it off ???
Im so scared about f***ing myself up lol
- Apr 10, 2021·2 repliesTIIMMY BURNER
Yeah which makes sense completely. Was just something to keep in mind when you're considering cost vs what you're getting out of your purchase. I mean man I'm only 22 too I feel you 100%
Yea life is hard
hope I figure it out one day
- Apr 10, 2021·1 replyGAYFORSALEM
ok thanks
I was confused because the credit number had changed but I didn't have a balance
just realized the payment was still pending
How much do you think I should be spending on my CC and when should I pay it off ???
Im so scared about f***ing myself up lol
I abused tf out of my credit card and now I’m slowly paying it off
So I wouldn’t slide it every time.I’d do small purchases that way it doesn’t go up like crazy.
So credit cards also offer points for specific purchases like Restuarant/Electronics/hotels you buy with it. So you can earn points while using it.
Just don’t use it on extra stuff you don’t need right now. Since you resell things, I’d buy whatever your gonna resell and pay it off a with the money you where gonna use.
- Apr 10, 2021GAYFORSALEM
Yea life is hard
hope I figure it out one day
Honestly no one really knows what’s going on tbh. Everyone just as clueless as you. But through experience/mistakes we all learn.
- Apr 10, 2021·1 replyGAYFORSALEM
Yea life is hard
hope I figure it out one day
Day at a time man. Education don't really teach you real life s*** like this so it takes a bit figuring out but if you've got enough self control to save that much you'll be gucci in the end.
- Apr 10, 2021·1 replyThizz
I abused tf out of my credit card and now I’m slowly paying it off
So I wouldn’t slide it every time.I’d do small purchases that way it doesn’t go up like crazy.
So credit cards also offer points for specific purchases like Restuarant/Electronics/hotels you buy with it. So you can earn points while using it.
Just don’t use it on extra stuff you don’t need right now. Since you resell things, I’d buy whatever your gonna resell and pay it off a with the money you where gonna use.
yea im def not going to abuse it
im just kind of scared of it right now
finding out how high my score is has scared me into not wanting it to fall lol
like I had no idea I was so close to an 800
- Apr 10, 2021TIIMMY BURNER
Day at a time man. Education don't really teach you real life s*** like this so it takes a bit figuring out but if you've got enough self control to save that much you'll be gucci in the end.
yea man
some day ill be okay
Apr 10, 2021Credit and a job, rent varies per state and neighborhood.
- Apr 10, 2021GAYFORSALEM
yea im def not going to abuse it
im just kind of scared of it right now
finding out how high my score is has scared me into not wanting it to fall lol
like I had no idea I was so close to an 800
If it’s that high up I’d keep your credit card use to a minimum tbh. That way you don’t forget a payment and make it go lower or something.
- Apr 10, 2021·1 replyGAYFORSALEM
ok thanks
I was confused because the credit number had changed but I didn't have a balance
just realized the payment was still pending
How much do you think I should be spending on my CC and when should I pay it off ???
Im so scared about f***ing myself up lol
Use your CC for bills solely, pay it off in two payments through the month. That's great for your credit score and keeps you from f***ing yourself with your credit card because you're only using it for essentials you would've had to pay anyway.
- Apr 10, 2021TIIMMY BURNER
Use your CC for bills solely, pay it off in two payments through the month. That's great for your credit score and keeps you from f***ing yourself with your credit card because you're only using it for essentials you would've had to pay anyway.
alright I didn't know about the twice a month thing
just gonna do. a couple small purchases and gas
